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Share the joy of
Credit Union membership

Give thanks and earn rewards! Refer friends and family and you’ll each get $25*.
Plus, earn up to 8.00% APY1 with PowerPlus™ Checking.

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BRANCH ACCESS: In observance of Election Day, all BCU Branches in Puerto Rico will be closed on Tuesday, November 5, and will reopen on Wednesday, November 6. Digital banking is always open!

Here For You: To help serve our impacted members in North Cove, NC, a temporary BCU branch will open Monday-Friday from 7am-3:30pm at the Baxter Support Center, located at 7274 US 221, Marion NC 28752. For immediate assistance contact: BCU.org/help

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Member Eligibility

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Home Loans

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Auto Loans

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Personal Loans

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Wealth Management

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Student Loans

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Life. Money. You.

Personal Loan
as low as
9.39% APR¹
Disclosure
Money Market Special
earn up to
4.25% APY²
Disclosure
Cash Rewards Visa®
earn unlimited
1.5% cash back*
Disclosure
PowerPlus™ Checking
earn up to
8.00% APY*
Disclosures
PowerPlus™ Checking
earn up to
8.00% APY*
Disclosure
Money Market Special
earn up to
4.25% APY (2)
Disclosure
Cash Rewards Visa®
earn unlimited
1.5% cash back*
Disclosure
Special: 11-Month CD
earn up to
3.70% APY*
Disclosure
View All Rates
View Puerto Rico Rates
View US Rates

APR = Annual Percentage Rate

APY = Annual Percentage Yield

Keep your information secure and your account safe.

Remember to regularly update your Digital Banking password and avoid using the same password for multiple accounts. Learn how to reset your password.

How Much Can You Save with the Credit Union?

Select one or all of the options below and see how your savings add up.

Cash Rewards Visa

Earn unlimited 1.5% cash back on all purchases.
PowerPlus™ Checking

Earn high-interest plus unlimited ATM fee refunds with no minimum balance.
Auto Loans

Finance a new or used car or refinance to lower your payment and save.
Home Equity

Get funds for home improvement projects, pay down debt, and more.
HomeAdvantage®

Buy or sell your home with a trusted agent and earn cash rewards at closing.
SmartBuyer™

Enjoy low down payment and no PMI for first-time home buyers.
Consult an Expert
Consult an Expert
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Review Savings

Paws and enjoy the ride

Save an average $2,853* with our Auto Buying Service. 

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Heading out this holiday season?

Ensure a smooth trip by setting up a travel notice in Digital Banking before you go!

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