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Top 10 reasons you should choose a Credit Card from the Credit Union

Top 10 reasons you should choose a Credit Card from the Credit Union

Credit Cards have been all over the news the last several months. Many card issuers have been cutting limits, adding fees and raising rates - even for customers with excellent credit history. The Credit Union has never participated in these unfair practices. If you're looking for a new Credit Card, here are the top ten reasons why you should consider switching to a card with the Credit Union.

1. Non-variable rate card options with rates as low as 8.90% APR¹.
 
2. No annual fees.
Even on our cards offering CURewards Points or Cash Back.
 
3. CURewards and Cash Back programs.
With our Visa® Platinum with CURewards card, you'll earn points that can be redeemed for travel with no blackout dates, the latest merchandise, or loan rate reductions² every time you use your card. And with the Visa Platinum with Cash Back card³, earn 2% Cash Back at restaurants, grocery stores and automated fuel dispensers. Earn 1% Cash Back on all other purchases. You’ll start earning the full Cash Back amount immediately, with no minimum required purchase amount to reach before your full rebate applies!
 
4. Free annual transaction summary.
Receive a categorized summary of your spending when you make at least 120 transactions per year.
 
5. Special offers throughout the year.
With a Credit Union Credit Card, you’ll enjoy opportunities to earn double points, rebates, special promotional rates and more!
 
6. No fees for balance transfers.
Some cards charge for balance transfers—up to 3% of the transfer amount. With a Credit Union Credit Card, there’s never a fee to move a balance over to our card.
 
7. Lower international transaction fees.
International travel can be costly on its own. Credit Union Credit Cards make it easier by offering international transaction fees of only 1% compared to 3% with many other cards.
 
8. No default rates.
This means your APR will not increase due to a single late or missed payment.
 
9. A zero-liability policy from Visa®
In the event your card is lost or stolen, you are not responsible for unauthorized charges made on the card.
 
10. Loan payment protection plan available.
Ask us for more details about CardProtect - our payment protection plan that covers you in the case of involuntary unemployment, serious injury, illness, or death.

¹The credit type and credit limit will depend on verification and approval of your credit history. The Annual Percentage Rate is based on certain credit-worthiness criteria. The information listed is subject to change.
²Some restrictions apply. Ask for details.
³Cash Back Disclosure