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products & services > credit cards

Credit Cards

Imagine carrying a card you feel good about…from people you trust.

When you’re dining out, shopping with friends, or making a purchase online, you enjoy the convenience and freedom credit cards offer.

But unfortunately, the credit card landscape has changed. With a bank card, you may worry: “If my payment arrives one day late, will I get dinged with an enormous charge? If I get behind with another bill, will my credit card rate double (or quadruple)?

With the hidden fees and charges many card issuers now employ, it is hard to know where to turn.

Fortunately, there’s an alternative. With a credit card from your credit union, you’ll receive far more benefits than other cards, without the tricks or gimmicks.

No Annual Fee Rewards Card

You can enjoy a VISA® Platinum Rewards Card that earns 1 reward point for every dollar you spend, has a great rate and no annual fee. Rewards points are redeemable for travel and merchandise. Plus, unlike airline cards, your travel is not subject to restrictions and blackout dates.

Plus look at the many other benefits available when you use your credit union credit card:

  • Buying power at millions of locations worldwide and online
  • Competitive rates
  • Access to emergency cash, 24 hours a day, at more than 280,000 Visa/PLUS ATMs worldwide (PIN required)
  • 24-hour Member Service Support, including inquiries about your account balance, available credit, payment information and more (at 800-654-7728, toll-free)
  • An annual summary of your purchases when you make at least 120 purchases per year

Platinum Cards (No annual fee!)
The Visa® Platinum card offers benefits like roadside assistance, extended warranties on merchandise, free rental car insurance, and a low rate and a higher credit limit.

Choose a Visa® Platinum that earns Rewards Points and has a rate as low as 10.9% fixed APR,* or a Visa® Platinum that does not earn rewards and has rates as low as 8.9% fixed APR.*


*Annual Percentage Rate (APR).

BCU reserves the right to offer an alternate credit card. The credit type and the credit limit will depend on verification and approval of your credit history. Rates are subject to change.

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