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VISA® Debit Card

VISA® Debit CardAccess without checks. Save Time. Earn Rewards.

Earn Rewards points on everyday transactions, eliminate the hassle of check writing, and carry a card that doubles as an ATM card, all at once.


With our VISA® Debit Card, you’ll have the perfect companion to our Powerchecking or Basic Checking Accounts – or even a savings account. Making purchases or paying for services with the VISA® Debit Card is more secure than writing a check, and balancing your account is easy with Online Banking.


What’s more, use of the VISA® Debit Card in signature-based transactions* will earn you 1 point for every $2 spent in Rewards points. Rewards points can be redeemed for distinctive merchandise or travel awards with our industry-leading
VISA® Debit Rewards program.


To open a VISA® Debit Card contact us at 800-388-7000 or visit your local service center.


Key Benefits

  • Can be used like a credit card for PIN and/or signature-based purchases*, which are debited from your account
  • With Rewards points program, earn 1 point for every $2 spent on signature-based purchases
  • Debit Rewards points tally appears on monthly account statement
  • Rewards points can be redeemed for a wide variety of valuable travel and merchandise awards
  • Debit Rewards points and Credit Card Rewards can be combined to redeem awards faster
  • No annual fee
  • Expansive surcharge-free ATM networks**
  • View transactions with free Online Banking
*Signature-based purchases or transactions occur when you sign your name, rather than enter your PIN. Choose “credit” at the checkout and the amount will be deducted from your checking account as usual.
**A fee of $1.50 will be charged per withdrawal in excess of five per month for Basic Checking, Savings, and Powerchecking accounts at non-BCU locations; per withdrawal in excess of seven per month for Advantage Checking and Preferred Interest Checking accounts at non-BCU locations; and per withdrawal in excess of ten per month for Advantage Plus Checking at non-BCU locations.