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Debt Management

Debt Management

Because we’re committed to helping our members achieve financial independence and security, we’re providing you with this library of financial information so that you can make more informed financial decisions and achieve your goals. We encourage you to use these articles and resources to help you find answers to your financial questions.

Learn about programs and loan practices that can help your saving efforts.

Credit Counseling Can Help You Deal with Your Debt
Manage Your Debt and Avoid Money Troubles
Payday loans create debt quicksand
Personal loans come from many sources
Student loans help make college dreams a reality
When You Should and Shouldn’t Purchase with Plastic

Additional Resources

BALANCE - Free and confidential financial counseling and education available by speaking to a counselor on the phone through BALANCE.
Debt in Focus - A free, anonymous Web-based debt education tool to help consumers with budgeting and personal finances.
Debt Level Calculator - Calculate what percentage of your monthly income is used to pay mortgage, loans and other debt.
Loan Cost Calculator - Calculate the monthly payment, interest cost and total cost of any loan.
Debt Reduction Calculator - Calculate how to best pay down your debt. Tackle your highest-rate loans while still making payments on your lower-cost debt.

Informational Podcasts

Beyond the Basics: Do More with Your Money (October 1, 2009)
Budgeting and the PERK System (September 1, 2009)
Are Your Finances in the Danger Zone? (August 1, 2009)