Financing for the best years of your child's life
A Home Equity Loan or Line of Credit can give you the ability to do the things you’d love to do. For many, that means sending a student off to college, or getting a younger child ready to start the school year. While we’re still enjoying the heart of summer, tuition payments and back-to-school expenses are just around the corner. Whether you use your home’s equity for school, home improvements, or debt consolidation, we’re here to help! Your interest may even be tax deductible,* adding to the benefits of using your line to consolidate debt.
Peace of Mind At A Great Low Rate
A Home Equity Line of Credit starts as low as 4.00% APR.** Or, you can lock into a fixed rate as low as 6.25% APR2 for the life of your loan. That way your rate and payments will never change. And for a limited time, you can take the summer off and wait 90 days before your first payment with a Home Equity Loan. If you loan amount is $25,000 or more, we’ll also give you a $50 gift card!
Whichever Home Equity product you choose, you won’t pay any annual fees (ever!) and you’ll have no closing costs with a qualifying loan amount3.
Applying is easy
It’s easier than ever to apply for a Home Equity Loan or Line of Credit. Apply online anytime by clicking the apply link to the right, give us a call, or visit your nearest service center today.
*Consult your tax advisor regarding the deductibility of interest.
**The Annual Percentage Rate (APR) is accurate as of 7/1/08 and is subject to change. The stated rate reflects a 0.25% APR reduction for selecting an automated payment option. The stated rate reflects an additional 0.25% APR reduction for having one of the following: direct deposit of at least $500 per month into your credit union checking account, at least $25,000 on deposit with the credit union, or an Advantage Plus Checking Account. Loan-to-value must be 80% or less to qualify for stated APR. Home Equity Loans/Lines of Credit are not available in all states. Offer applies to owner-occupied residences and second home loans. 3. Minimum loan amount of $20,000 is required to avoid closing costs.
