Guaranteed Asset ProtectionProtect your loan.
Accidents happen. Vehicles are stolen. Not your top concern when you finance your dream car, is it?
With Guaranteed Asset Protection (GAP), any difference between an insurance payout and the balance owed if the car is totaled or stolen - is covered. It’s smart protection and available on all BCU vehicle loans.
Applying for a credit union auto loan is quick and simple - many loans are approved instantly. Apply online now and you will be driving that new car before you know it.
Key Benefits
- Covers remaining loan balance, after your insurance deductible is met and the payout occurs
- Coverage is provided for the term of the loan, up to 84 months
- There are no year, mileage, or model restrictions on eligibility for this product
- Financing for GAP can be included in a loan
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Make a smart choice for your financial well-being by joining a member-owned financial institution with distinct advantages.
Online Security Center
Learn more about BCU’s Zero Risk Guarantee, online security questions and answers, the account authentication process, and much more.
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Current Rates
| APR* | |
| 01 - 48 months | as low as 3.04% |
| 49 - 60 months | as low as 3.29% |
| 61 - 72 months | as low as 3.54% |