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Mechanical Repair Coverage

You shouldn't have costly repairs or costly coverage.

Mechanical Repair Coverage (MRC) is ideal for members who want to reduce the risk of having to face costly vehicle repairs, by creating or extending a warranty for their car—at a price typically far less than what the auto dealers charge.

You'll benefit from MRC with:

  • Peace of mind knowing that you won’t be surprised by unexpected and expensive vehicle repair charges
  • The freedom to choose your own mechanic—MRC is accepted at all licensed repair facilities in
    the U.S. and Canada
  • Protection knowing MRC also comes with travel expense and car rental reimbursement, and 24 hour emergency roadside assistance—including towing.

    • MRC provides:

  • Extensive coverage – up to 10 years or 125,000 miles of add-on protection for eligible vehicles
  • Three levels of plans to choose from
  • The ability to transfer the plan with the sale of the vehicle to a private party
  • The opportunity to include the cost of the coverage in the vehicle loan.

    • To purchase MRC:

  • Apply online for a new loan or to refinance an existing loan
  • Contact a Loan Sales Representative at 800-388-7000 x8168
  • Visit your local Service Center

    • For additional information on MRC, you can download our brochure or be contacted by one of our Loan Sales Representatives.

    Note: MRC is not available in Puerto Rico.