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Mechanical Repair Coverage

Mechanical Repair CoverageBecause you shouldn't have costly repairs or costly coverage.

With Mechanical Repair Coverage (MRC), you can create or extend a warranty for your car, at a price typically far less than what the auto dealers charge.


MRC provides extensive coverage – up to 10 years or 125,000 miles of add-on protection. You’ll have three levels of plans to choose from, and you can even purchase a warranty when you buy an eligible used vehicle.


Best of all, you can choose your own mechanic – all licensed repair facilities in the U.S. and Canada qualify.


Applying for a credit union loan is quick and simple - many loans are approved instantly. Apply online now and feel secure in the protection that BCU offers you.


Key Benefits

  • Up to 10 years or 125,000 miles
  • Three plan levels are available. All include parts and labor, reimbursement for rental cars and towing reimbursement
  • Used vehicles are eligible if they are no more than 10 years old, with 100,000 miles or less.
  • The plan is transferable if you sell your vehicle to a private party
  • Financing for this coverage can be included in the loan

MRC is not available in Puerto Rico