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POWERCHECKING

POWERCHECKINGMore rewards. More convenience. More power.

Finally, a savvy checking account for your everyday needs, with distinctive benefits, when you partner with BCU’s POWERCHECKING Account.


Managing your money well is empowering and rewarding. Taking that into account, POWERCHECKING offers a high interest rate* and the ability to earn Rewards points with your VISA® Debit Card, free with the account. Convenience abounds and with BCU’s expansive networks of surcharge-free ATMs and shared branches. What’s more, complementary identity theft recovery service through IDSafeChoiceSM will provide peace of mind.


To open a POWERCHECKING account contact us at 800-388-7000 or visit your local service center.


Key Benefits

  • High interest rate*
  • FREE Online Banking, Online Bill Pay, and access to your account 24/7
  • Earn Rewards points with the FREE VISA® Debit Card on signature-based purchases - 1 point for every $2 spent
  • Rewards points can be redeemed for a wide variety of valuable travel and merchandise awards
  • Debit Rewards points and Credit Card Rewards points can be combined to redeem awards faster
  • FREE Identity theft recovery service with IDSafeChoice
  • Waived BCU ATM fees
  • The first box of checks are free upon request
  • Surcharge-free ATM network of over 70,000 ATMs
  • No additional fees

*The dividend rate and annual percentage yield (APY) may change at any time. Balances up to $25,000 will earn the stated higher rate and the portion of the balance over $25,000 will earn the lower stated rate. See monthly rate sheet or web site for current rates. Dividends paid monthly on average daily balance and dividends will be earned if account meets all of the following monthly requirements: Must have direct deposit of at least $500 into your POWERCHECKING account, enrolled in Online statements with a valid E-mail address plus complete a minimum of ten (10) checking transactions that include any combination of the following transactions: online bill pay, ACH withdrawal, ACH deposit, debit signature based transaction, online credit union loan payment (all other transfers between credit union accounts do not apply). Bill pay is defined as an ACH withdrawal. There is no minimum balance required to earn dividends. Accounts not meeting all monthly requirements will not earn interest and will be charged the applicable BCU ATM fee for each ATM transaction over five per month. Transactions apply toward the monthly requirements in the month they post to your account. You will not automatically be enrolled in online statements when opening this share type. You can enroll in online statements via the internet. POWERCHECKING is only available as a personal account only.