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VISA® Platinum Low Rate

VISA® Platinum Low RateSmart credit. Easy Fit.

Enjoy the privilege of a Visa Platinum Low Rate Card.


You’ll appreciate the distinction of extra features in this credit card. What’s more, you’ll save money with truly low rates and no hidden or annual fees.


Applying for the Visa Platinum Low Rate Card is quick and simple - many are approved instantly. Apply online now and you will be out on the town with your new Platinum Low Rate card.


Key Benefits

Our Visa Platinum Low Rate Card offers:


  • APRs as low as 8.90%
  • For eligible members, balance transfers as low as 5.9% APR* with a new card
  • No annual fee
  • Worldwide acceptance
  • Travel and emergency assistance
  • CardProtect payment protection available (life and disability coverage)
  • Free annual summary of purchases when you make at least 120 purchases per year
  • Access to emergency cash 24 hours a day at nearly 300,000 VISA™/PLUS ATMs worldwide with PIN
  • 24-hour member support at 800-654-7728

*APR = Annual Percentage Rate. For qualifying accounts, balance transfers and convenience checks processed in the first 90 days, up to your available credit limit, will receive an APR between 5.9% and 7.9% for the life of the balances transferred. The APR used to compute finance charges on qualified balance transfers will be based on your credit profile. Balance transfers processed after the first 90 days of account being opened will receive the APR for purchases and cash advances. If at any time the account becomes more than 62 days past due, the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement. If your account is revoked, included in Bankruptcy, or becomes in default; the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement. Balances cannot be transferred from one credit union credit card to another credit union credit card and qualify for this promotion. Other credit union loan balances are not eligible for this promotion. All existing payment terms apply. As payments are received on these accounts, they will first be applied to any fees or miscellaneous charges, then to interest charges on the promotional balances, then to interest charges on non promotional balances, then to promotional balances and finally to non-promotional balances. The credit type and credit limit will depend on verification and approval of your credit history. Rates are subject to change.