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Preferred Interest Checking

Preferred Interest CheckingSimple. Convenient. Rewarding.

Life is busy, and managing your finances can be challenging. With Preferred Interest Checking, you can grow and manage your funds easily.

The higher your balance, the higher rate of return you can earn.* You’ll also have peace of mind knowing that funding your account is automatic and secure with direct deposit.

Plus, when you take advantage of free Online Banking and bill pay, managing your account and finances becomes all the more easier, which saves you valuable time and ensures your bills are paid on time—just one more advantage you'll enjoy.

Key Benefits

  • Competitive tiered rates*
  • Convenience and security of direct deposit
  • Easily manage your account and finances with FREE Online Banking and bill pay
  • Earn Rewards points with the FREE VISA® Debit Card on signature-based purchases** - 1 point for every $2 spent
  • Debit Rewards points and Credit Card Rewards points can be combined to redeem awards faster

*The dividend rate and Annual Percentage Yield (APY) may change at any time. There is no minimum balance required to open the account. This is a tiered rate account. External deposits totaling $500 or more per month onto your Preferred Interest Checking account is required to earn monthly dividends. The applicable BCU excessive ATM withdrawal fee for each ATM transaction over five per month applies. See the Your Share Accounts disclosure for details.
**Signature-based purchases or transactions occur when you sign your name, rather than enter your PIN. Choose “credit” at the checkout and the amount will be deducted from your checking account as usual.