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Checking



Checking Accounts APY Dividend Rate*
Basic Checking 0.50% 0.50%
POWERCHECKING 3.00% 2.96%

APY = Annual Percentage Yield

*You must maintain a minimum average daily balance of $5,000 in your account for the month to earn a dividend. Dividends paid monthly on average daily balance.

The date is currently 08/21/2008. All rates are effective as of the first day of the month through the last day of the month. Rates subject to change without notice.