Rates are effective as of November 1, 2009.
|
Checking
| |
APY |
Dividend Rate |
| POWERCHECKING* |
| on balances up to $25,000 |
3.00% |
2.96% |
| on remainder over $25,000 |
0.50% |
0.50% |
| Preferred Interest Checking*** |
| $0 - $4,999 |
0.10% |
0.10% |
| $5,000 - $24,999 |
0.50% |
0.50% |
| $25,000 and above |
0.50% |
0.50% |
Certificates*
| |
Rewards** |
Regular |
| |
APY |
Dividend Rate |
APY |
Dividend Rate |
| 60-month term |
3.25% |
3.20% |
3.00% |
2.96% |
| 48-month term |
2.80% |
2.76% |
2.55% |
2.52% |
| 36-month term |
2.40% |
2.37% |
2.15% |
2.13% |
| 24-month term |
1.95% |
1.93% |
1.70% |
1.69% |
| Special: 18-month term |
1.75% |
1.74% |
N/A |
N/A |
| 12-month term |
1.50% |
1.49% |
1.25% |
1.24% |
| 6-month term |
1.05% |
1.04% |
0.80% |
0.80% |
| 3-month term |
0.75% |
0.75% |
0.50% |
0.50% |
| Special: 12-month Kid’s Certificate |
N/A |
N/A |
2.50% |
2.47% |
Money Market*
| Average Daily Balance |
APY |
Dividend Rate |
| $100,000 and above |
1.25% |
1.24% |
| $25,000 - $99,999 |
0.85% |
0.85% |
| $10,000 - $24,999 |
0.60% |
0.60% |
| $1,000 - $9,999 |
0.35% |
0.35% |
| $0- $999 |
0.25% |
0.25% |
Savings
| |
APY |
Dividend Rate
|
| Rainy Day Savings |
| after first 12 months |
3.00% |
2.96% |
| first consecutive 12 months |
1.50% |
1.49% |
| Regular |
0.25% |
0.25% |
| Holiday Club |
0.25% |
0.25% |
| Vacation Club |
0.25% |
0.25% |
| Stepping Stones Savings Club |
0.25% |
0.25% |
| Health Savings Account |
2.50% |
2.47% |
APY = Annual Percentage Yield
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