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Savings



Savings*
  APY Dividend Rate
Regular 0.50% 0.50%
Loan Payment 0.50% 0.50%
Miscellaneous 0.50% 0.50%
Health Savings Account (HSA)** 2.50% 2.47%
Holiday Club 0.50% 0.50%
Vacation Club 0.50% 0.50%
Stepping Stones Savings Club 0.50% 0.50%

APY = Annual Percentage Yield

*Dividends paid monthly on average daily balance.

**The Annual Percentage Yield (APY) and dividend rate may change at any time. Rates are effective as of June 1, 2008. There is no minimum balance requirement to open a Health Savings Account. This is a custodial account offered by BCU. This account is intended to qualify as a Health Savings account under the Internal Revenue Code (IRC) Section 223 and is to be used for payment of qualified medicals expenses only. You are solely responsible to ensure that contributions, distributions and other actions related to your HSA comply with law, including federal tax law. We recommend that you consult with legal or tax professionals if you have questions about managing your HSA. Please refer to your HSA Agreement for additional information related to your HSA account.

The date is currently 08/21/2008. All rates are effective as of the first day of the month through the last day of the month. Rates subject to change without notice.