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Used Auto

Used AutoDrive happy. Finance like it's new. Protect wisely.

Shopping for financing is as essential as finding a vehicle that’s the right fit. When you find that perfect pre-driven car, you’ll enjoy a quick, easy route, the interest rate of a new car on models 2006 or newer, and have extra protection at your disposal.


Need to do a little research? Your partnership with BCU means you have access to an exclusive Auto Research Center, where you can compare models, research specs, locate a dealer, negotiate a price, and more.


Applying for a BCU Auto Loan is simple and efficient – many loans are approved instantly. Apply today and you will be out on the open road before you know it. Apply online now by clicking below, or speak with a Member Relations Representative. In many cases, you’ll get an instant answer and a check the next day.


Key Benefits

  • Highly competitive rates; 2003 and newer models qualify for new car rates
  • Terms up to 84 months
  • Quick and easy approval; 24/7 access
  • Auto Research Center
  • Possibility of interest tax deduction with our Auto Equity Loan option
  • Free payment reduction quotes on auto loans currently financed elsewhere

    • Also available:

  • Rewards Rates which can lower your rate up to 0.75% APR*
  • Guaranteed Asset Protection (GAP), which covers any difference between an insurance payout and the balance owed if the car is totaled or stolen
  • Mechanical Repair Coverage (MRC), which extends or creates a vehicle warranty

*APR=Annual Percentage Rate. Rewards Rates include a 0.25% discount for selecting an automated payment method, and an additional 0.50% discount for having two of the following relationships: direct deposit of at least $500 per month into a credit union checking account; at least $25,000 on deposit; or a qualifying loan in good standing. Qualifying loans include: Mortgage, Home Equity, Auto, and Credit Cards. Any credit union loan that is not in good standing will disqualify you for Rewards Rates. All rates are subject to change, credit certification and approval.