Auto & RV Loans
Maybe it’s luxury. Or dependability.
Or simply the joy of driving something you love. What’s your reason for buying a new (or new-to-you) car?
We understand that our members are different and have different needs. That’s why we offer many lending options.
Whether you’re buying your first car, a larger model for your growing family, or that boat you’ve dreamed of all your life, we can help you afford it – with some of the best loans, rates, and terms available anywhere.
Options include:
New Auto, Boat, Recreational Vehicle and Motorcycle Loans
- No down payment
- Competitive rates*
- Flexible terms*
- Financing on boats, motorcycles and recreational vehicles (if they can be titled by the state where you live)
Used Auto Loans**
- Competitive rates
- Financing available for up to 125% of the retail value (as determined by NADA)
Auto Equity Loans
Imagine getting the lowest auto rate we offer and with ability to deduct the interest on you taxes.
- The lowest rate we offer
- Interest is usually tax-deductible***
- Get an additional rate reduction by making automatic payments through Direct Deposit
If you’re a homeowner, you may qualify. Simply apply for a standard auto loan, then ask to have it converted to an AutoEquity loan.
Get a FREE payment reduction quote
If you have a loan with another financial institution, you could lower your monthly payments or pay off the loan more quickly by refinancing with BCU. For a quote, just call our toll-free number and talk to a loan specialist today. We will be happy to review your options with you. Please have the following information on hand:
- Make
- Model
- Year
- Vehicle Identification Number (VIN)
- Payoff amount
*Rates and terms may vary, depending upon your credit history.
**Can finance used cars up to five model years old. Terms vary with the car’s year, make, model, and mileage.
***Consult your tax advisor regarding the tax-deductibility of home equity interest payments. Auto Equity Loans are not available in the following states: Alaska, Alabama, Idaho, Kentucky, Maine, North Dakota, New Hampshire, Oklahoma, Texas, Vermont, Wyoming.
