Money Market & Savings
Saving for a strong financial foundation.
Was it your father? A teacher? Maybe it was your financial advisor…
Someone who cared about you – or understood sound financial management –told you how important it is to save.
They were right.
A strong financial foundation takes more than long-term investments, however. You also need a “cushion” you can access easily whenever you have an immediate need. Some financial advisors recommend having enough on hand to cover at least three months of your living expenses.
But how much you save is up to you. Making it easy? That’s where we come in.
We offer a variety of savings products. With direct deposit, you can have funds deposited automatically into your savings account.
And talk about convenience: we offer total account access and services that rival any financial institutions. You’ll get a Visa® Debit Card, direct deposit, and 24-hour access via telephone, Internet, and ATMs – all at no charge!
Put your money to work for you with a Money Market Account!
Want to increase the earning power of your money while having easy access to your funds? Then the newly improved Money Market is the ideal choice for you. With a Money Market, the more you save the more you earn to help grow your money faster.
Best of all, as a member you can make deposits conveniently and easily through direct deposit or automatic transfers so your money can start earning interest right away!
With a Money Market, you’ll get:
- Competitive rates
- Higher dividends on larger balances
- Easy access to your funds at our Service Centers or any ATM, and account transfers by phone or online
To open a Money Market account today or transfer funds from another institution into your account, simply call Member Relations or stop in your local Service Center.
Savings Account
Just $5.00 opens your savings account and makes you a member of our credit union, eligible to enjoy the many benefits BCU offers. You can access funds from this account easily with no early withdrawal fees. That makes your savings account a good place to build a "cash cushion" for emergencies.
Holiday Savings Account
Next year, the holidays will be different.
You won’t stress over money, and you won’t charge anything on a credit card. You’ll be prepared, because you’ve been saving up with a Holiday Savings Account at BCU.
We’ll transfer the funds from your Holiday Savings Account into your savings or checking account (your choice) on November 1st.** Then, you can get the perfect gift for each person on your list.
But perhaps the best gift will be for yourself: a happy holiday, free from worry.
Vacation Savings Account
Picture it: you’re catching rays on the Riviera, seeing the shows in Vegas, or going out for Italian food – in Tuscany.
If you’re imagining the dream vacation, start saving now with a Vacation Savings Account at BCU. Then, whenever you’re ready, you can withdraw your funds at anytime without a fee and say "bon voyage".
Afterwards, you’ll no longer picture your dream vacation in your mind. Instead, you’ll be showing pictures of the real thing to all your friends!
*Exceeding the withdrawal limit will result in a $10 fee for each additional transaction.
**Withdrawals made sooner are subject to a $15 early withdrawal fee.
