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Auto Buying Service

The savings start before you step into the dealership. Our exclusive Auto Buying Service, powered by TrueCar®, provides a stress-free experience and guaranteed savings.

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Our members are saving an average of $3,221 off MSRP.1
  1. Overview


Save time and money when you purchase through our exclusive Auto Buying Service, powered by TrueCar®! Through this service, you can get a great deal on your car and a special discounted rate on your loan.

Get our best rate, as low as 0.99%2, and:

  • Research the car you want and see what others paid
  • Get a pre-negotiated price and enjoy a stress-free buying experience
  • Save on your car purchase—our members save an average of $3,221 off MSRP

Maximize your savings in three easy steps:

  1. Find your car.Visit the Auto Buying Service and choose the car you would like to buy. After submitting your contact information, you will be presented with a New or Used Vehicle Certificate and the qualifying Certified Dealer.
  2. Get pre-approved. Apply for financing with BCU and receive our lowest rate upon approval.
  3. Drive away with your new car. Bring your New or Used Vehicle Certificate to the qualifying Certified Dealer to purchase your vehicle.

Get Started!

1 Between 4/1/14 and 6/30/14, the average estimated savings off MSRP presented by TrueCar Certified Dealers to users of TrueCar powered websites, based on users who configured virtual vehicles and subsequently purchased a new vehicle of the same make and model listed on the certificate from Certified Dealers, was $3,221, including applicable vehicle specific manufacturer incentives. Your actual savings may vary based on multiple factors including the vehicle you select, region, dealer, and applicable vehicle specific manufacturer incentives which are subject to change. The Manufacturer's Suggested Retail Price (MSRP) is determined by the manufacturer, and may not reflect the price at which vehicles are generally sold in the dealers trade area as not all vehicles are sold at MSRP. Each dealer sets its own pricing. Your actual purchase price is negotiated between you and the dealer. TrueCar does not sell or lease motor vehicles.

2 Limited time offer. APR is Annual Percentage Rate. The rate listed assumes an automatic payment method and includes a 0.50% discount for having two of the following relationships: direct deposit of at least $500 or more into your credit union checking account; at least $25,000 on deposit with the credit union; or a loan in good standing. Qualifying loans include mortgage, home equity, auto, and credit card. The rate listed also includes a 0.75% APR discount for buying through our Auto Buying Service. To receive this discount, an auto loan must be booked through BCU, and auto purchase must be made at a certified dealer through the Auto Buying Service purchasing process. Rate applies to 2014 and newer vehicles with a loan term of up to 60 months (based on credit worthiness), up to 100% LTV (loan to value). Call for rates on older model vehicles. Loan amount will be determined by income and other factors. Service not available in Puerto Rico.