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Refinancing Your Car

Lower your payment and your rate. Our flexible terms make refinancing your current loan a smart choice.

Adorable dog looking out the back window of a car
Get $100 cash back1
  1. Overview
  2. Rates

Overview

Transfer your existing auto loan to BCU and start saving today.

You’ll enjoy:

  • Low rates and flexible financing terms that can lower your monthly payment and save you hundreds over the life of the loan
  • $100 Cash Bonus when you transfer an existing loan to the Credit Union!1
  • A quick and easy application process with checks delivered as soon as the next business day
  • First payment deferred for up to 60 days
  • An additional 0.50% APR reduction2 – with Rewards Rates.

To learn more, contact us at 800-388-7000 x8168 or visit a Service Center today!

Apply Online!

1An auto loan must be transferred to the Credit Union from another financial institution to qualify. A minimum loan amount of $5,000 is required. $100 will be deposited to your checking or savings account after the loan is booked at the Credit Union.

2APR is subject to change. The rates listed assume an automatic payment method and include a 0.50% discount for having two of the following relationships: a checking account with direct deposit of at least $500 per month; at least $25,000 on deposit with the credit union; or another qualifying loan in good standing. Qualifying loans include: Mortgage, Home Equity, Auto, and Credit Cards. A qualifying loan must have a current balance and credit cards must have a transaction within the past 30 days. Any Credit Union loan that is not in good standing or delinquent will disqualify you for Rewards Rates. Rewards discount cannot be applied to Credit Cards, CD Secured Loans and Stock, CD and Deposit Secured Lines of Credit. All rates are subject to credit certification and approval. The rates shown are the lowest available and your rate may be higher.