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Auto Buying Service

Ready to buy your next vehicle? Use our exclusive Auto Buying Service and enjoy a hassle-free experience with maximum savings.

Teen girl enjoying car ride in the backseat
Rates as low as 0.99%1
  1. Overview


Save time and money and receive a rate as low as 0.99%1 when you purchase through our exclusive Auto Buying Service!

With our exclusive Auto Buying Service, you can:

  • Research the car you want and see what others paid— Our members save an average of $3,221 off MSRP2
  • Get a pre-negotiated price and enjoy a hassle-free buying experience
  • For a limited time, get a rate as low as 0.99%1

Enjoy your savings in three easy steps:

  1. Visit our Auto Buying Service and research thousands of new and pre-owned vehicles.
  2. Choose your car and print your Guaranteed Savings Certificate.
  3. Present your Guaranteed Savings Certificate at your dealer for an easy and hassle-free buying experience.

Get Started!

1 Limited time offer. APR is Annual Percentage Rate. The rate listed assumes an automatic payment method and includes a 0.50% discount for having two of the following relationships: direct deposit of at least $500 or more into your credit union checking account; at least $25,000 on deposit with the credit union; or a loan in good standing. Qualifying loans include mortgage, home equity, auto, and credit card. The rate listed also includes a 0.75% APR discount for buying through our Auto Buying Service. To receive this discount, an auto loan must be booked through BCU, and auto purchase must be made at a certified dealer through the Auto Buying Service purchasing process. Rate applies to 2014 and newer vehicles with a loan term of up to 60 months (based on credit worthiness), up to 100% LTV (loan to value). Call for rates on older model vehicles. Loan amount will be determined by income and other factors. Service not available in Puerto Rico.

2 Between 4/1/14 and 6/30/14, the average estimated savings off MSRP presented by TrueCar Certified Dealers to users of TrueCar powered websites, based on users who configured virtual vehicles and subsequently purchased a new vehicle of the same make and model listed on the certificate from Certified Dealers, was $3,221, including applicable vehicle specific manufacturer incentives. Your actual savings may vary based on multiple factors including the vehicle you select, region, dealer, and applicable vehicle specific manufacturer incentives which are subject to change. The Manufacturer's Suggested Retail Price ( MSRP ) is determined by the manufacturer, and may not reflect the price at which vehicles are generally sold in the dealers trade area as not all vehicles are sold at MSRP. Each dealer sets its own pricing. Your actual purchase price is negotiated between you and the dealer. TrueCar does not sell or lease motor vehicles.