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Business Lines of Credit

Business Lines of Credit

Short term needs – short term solutions.

A Business Line of Credit is a great choice for when you need financing for seasonal working capital needs on a shorter term basis than a term loan.

You’ll benefit from a Business Line of Credit by:

  • Having the ability to purchase inventory when you need it or when supplier discounts are available
  • Being able to cover short term cash needs until accounts receivable are collected
  • Obtaining the capacity to cover seasonal working capital needs.
  • Business Lines of Credit provide:

  • Competitively-low rates¹ where you pay only for what you borrow
  • Easy access to funds via Online Banking
  • Annual renewal with low availability fee.
  • To apply for a Business Line of Credit:

  • If you’re not a current Business member, please verify that your business qualifies for membership
  • Complete and submit the New Business Account Request form
  • Review the required documents outlined in the Business Loan Checklist
  • If you have any questions, please email us or visit your local Service Center.
  • ¹Call Member Relations at 800-388-7000 for the latest Business Account rates.