Hassle-free Car Buying
With our exclusive Auto Buying Service, powered by TrueCar®, get a pre-negotiated price and a stress-free buying experience.
Save even more with rates as low as 1.64%1 when you purchase through our Auto Buying Service and finance with your Credit Union.
Ultimate Price Transparency
See what others paid before you buy from our certified dealers.
Search for a new or used carNew: Find your dream car and see what others are paying.
Used: Search our extensive inventory for your perfect used car.
Lock in savings
Once you’ve found the right car, connect with a Certified Dealer to see your member pricing. Save an average of $3,422 off MSRP**.
Get approved and secure financing before heading to your Certified Dealer.
Drive away with savings
Visit your Certified Dealer and test drive your car. If you love it, sign the paperwork and make it yours – no haggling required!
**Between 1/1/19 and 12/31/19, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through the Baxter Credit Union Auto Buying Program and who were identified as buying a new vehicle from that Certified Dealer was $3,422. Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer's trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing.
1APR is Annual Percentage Rate. Published rates are accurate as of 7/1/2020, and subject to change. The rate listed includes an additional 0.50% APR discount for buying through our Auto Buying Service. To receive this discount, an auto loan must be booked through BCU, and auto purchase must be made at a certified dealer through BCU’s Auto Buying Service purchasing process. Rate applies to 2020 and newer vehicles with a loan term of up to 60 months (based on credit worthiness), up to 100% LTV (loan to value). Call for rates on older model vehicles. Loan amount will be determined by income and other factors. The rate listed also assumes an automatic payment method and includes a 0.50% discount for having two of the following relationships: direct deposit of at least $500 per month or more into your credit union checking account; at least $25,000 on deposit with the credit union; or a loan in good standing. Qualifying loans include mortgage, home equity, auto, and credit card. A qualifying loan must have a current balance and credit cards must have a transaction within the past 30 days. Any Credit Union loan that is not in good standing or delinquent will disqualify you for Rewards Rates. An example of payment terms are as follows: an amount financed of $25,000 with an APR of 3.84% and a term of 60 months would have a monthly payment of $460.03.