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Buying a Car

Auto loans for new and used vehicles.

Senior couple in car looking at a map
Rates as low as 1.74%1
  1. Overview
  2. Rates

Overview

Financing your next vehicle is easy and hassle-free.

You’ll enjoy:

  • Low rates and flexible financing terms
  • A quick and easy application process with checks delivered as soon as the next business day
  • First payment deferred for up to 60 days
  • An additional 0.50% APR reduction2 – with Rewards Rates
  • For a limited time, a rate as low as 0.99% APR3 when you purchase through our exclusive Auto Buying Service.

To learn more, contact us at 800-388-7000 x8168 or visit a Service Center today!

Apply Online!

1APR is Annual Percentage Rate. Offer subject to credit approval. The rate listed assumes an automatic payment method and includes a 0.50% discount for having two of the following relationships: direct deposit of at least $500 or more into your credit union checking account: at least $25,000 on deposit with the credit union: or a loan in good standing. Qualifying loans include mortgage, home equity, auto, and credit card. For U.S. residents, rate applies to 2014 and newer vehicles with a loan term of up to 60 months (based on credit worthiness), up to 100% LTV (loan to value). For Puerto Rico residents, rate applies to 2014 or newer vehicles with a loan term of up to 48 months (based on credit worthiness), up to 70% LTV (loan to value). Call for rates on older model vehicles. Loan amount will be determined by income and other factors.

2APR is subject to change. The rates listed assume an automatic payment method and include a 0.50% discount for having two of the following relationships: a checking account with direct deposit of at least $500 per month; at least $25,000 on deposit with the credit union; or another qualifying loan in good standing. Qualifying loans include: Mortgage, Home Equity, Auto, and Credit Cards. Rewards discount cannot be applied to Credit Cards, CD Secured Loans and Stock, CD and Deposit Secured Lines of Credit. All rates are subject to credit certification and approval. The rates shown are the lowest available and your rate may be higher.

3The rate listed also includes a 0.75% APR discount for buying through our Auto Buying Service.