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Financing Your Car

Get the new or used auto loan that fits your needs and delivers a great deal.

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Get behind the wheel with a rate as low as 1.74%1.
  1. Overview
  2. Rates

Overview

Purchasing and financing your next vehicle is easy and hassle-free.

You'll enjoy:

  • Low rates and flexible financing terms
  • A quick and easy process with a check delivered as soon as the next business day
  • First payment deferred for up to 60 days
  • An additional 0.50% APR reduction2 – with Rewards Rates

Plus, get an additional 0.75% rate discount

Receive a rate as low as 0.99% APR3 when you purchase through our exclusive Auto Buying Service, powered by TrueCar®! Enjoy a stress-free experience and maximum savings.

To learn more, contact us at 800-388-7000 ext. 8168 or visit a Service Center today!

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1APR is Annual Percentage Rate. Offer subject to credit approval. The rate listed assumes an automatic payment method and includes a 0.50% discount for having two of the following relationships: direct deposit of at least $500 or more into your credit union checking account: at least $25,000 on deposit with the credit union: or a loan in good standing. Qualifying loans include mortgage, home equity, auto, and credit card. A qualifying loan must have a current balance and credit cards must have a transaction within the past 30 days. Any Credit Union loan that is not in good standing or delinquent will disqualify you for Rewards Rates. For U.S. residents, rate applies to 2014 and newer vehicles with a loan term of up to 60 months (based on credit worthiness), up to 100% LTV (loan to value). For Puerto Rico residents, rate applies to 2014 or newer vehicles with a loan term of up to 48 months (based on credit worthiness), up to 70% LTV (loan to value). Call for rates on older model vehicles. Loan amount will be determined by income and other factors.

22APR is subject to change. Receive a 0.50% rate discount for having two of the following relationships: a checking account with direct deposit of at least $500 per month; at least $25,000 on deposit with the credit union; or another qualifying loan in good standing. Qualifying loans include: Mortgage, Home Equity, Auto, and Credit Cards. A qualifying loan must have a current balance and credit cards must have a transaction within the past 30 days. Any Credit Union loan that is not in good standing or delinquent will disqualify you for Rewards Rates. Rewards discount cannot be applied to Credit Cards, CD Secured Loans and Stock, CD and Deposit Secured Lines of Credit.

3The rate listed also includes a 0.75% APR discount for buying through our Auto Buying Service.