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40 Year Fixed

40 Year Fixed Lower payments. More house.

Whether you are a first time homebuyer or simply prefer to keep your payments as low as possible, look to BCU for a 40-year fixed mortgage.


With the cost of homes significantly higher than a generation ago, the forty-year mortgage recently emerged as another option for buyers. Forty-year fixed mortgages have lower monthly payments than their 30-year cousins, and provide more opportunity to afford the home of your dreams.


Our experienced home loan professionals will walk you through the home buying process to help you find the best loan for your situation. The type of loan you choose and the repayment options will likely determine how comfortably you live today and in the future. We offer a wide range of mortgage options and have one to fit your needs.


Additionally, our online home loan resource center has the tools and tips you need to learn more about mortgages. Whether you’re just beginning to consider purchasing a new home or have already started looking, partnering with BCU is a smart move.


Key Benefits

  • Competitive rates
  • Affordable loans
  • Easy to apply
  • Fast processing
  • Flexible term loans
  • Personalized service
  • Online home loan resource center
A 40-year fixed rate loan for $150,000 with 5.75% interest rate (5.826% APR) would require 480 monthly payments of $807.20 each. Other rates and terms are available. The payments used in this example do not include required taxes and insurance premiums. The terms used in this example are for illustrative purposes only and the actual terms you receive may be different depending on your individual circumstances.