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Getting Value Out of Your Home

Put your home’s equity to work for you.

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  1. Overview
  2. Rates


You’ve worked hard to build up equity in your home. Now, you can put it to work for you, for anything from home improvement to paying off debts to financing an education. You may borrow up to 100% of your home’s value, less your remaining mortgage balance.

Fixed Home Equity Loans

When you open a Home Equity Loan, you can obtain a lump sum amount at a low, competitive fixed rate.

Variable Home Equity Line of Credit (HELOC)

With a HELOC, you can borrow funds when you need it at low, competitive variable rates.

Both Home Equity Loans and HELOCs come with:

  • Up to $250 cash back when you transfer an existing Home Equity Loan or Line of Credit to BCU
  • No annual fees or closing costs¹
  • A possible tax deduction on the interest you pay²
  • A rate reduction up to 0.50% APR³ when you qualify for Rewards Rates.

Learn more about our home equity loan options.

Apply Now!