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Rates

Current rates on our loans and deposits.

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    • Checking

      PowerPlus Checking

      APY Dividend Rate
      On balances up to $25,000 2.00% 1.98%
      On balances over $25,000 0.25% 0.25%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Business Checking

      APY Dividend Rate
      Premier Business Checking 0.50% 0.50%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Certificates

      Rewards APY Dividend Rate Regular APY Dividend Rate

      60-month term

      2.00% 1.98% 1.75% 1.74%
      48-month term 1.65% 1.64% 1.40% 1.39%

      36-month term

      1.30% 1.29% 1.05% 1.04%

      24-month term

      0.90% 0.90% 0.65% 0.65%

      12-month term

      0.45% 0.45% 0.35% 0.35%

      6-month term

      0.30% 0.30% 0.20% 0.20%

      3-month term

      0.20% 0.20% 0.10% 0.10%

      36-month Kid's Certificate

      N/A N/A 1.55% 1.54%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      IRA Certificates

      Rewards APY Dividend Rate Regular APY Dividend Rate
      60-month term 2.00% 1.98% 1.75% 1.74%
      48-month term 1.65% 1.64% 1.40% 1.39%
      36-month term 1.30% 1.29% 1.05% 1.04%
      24-month term 0.90% 0.90% 0.65% 0.65%
      12-month term 0.45% 0.45% 0.35% 0.35%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Money Market

      APY Dividend Rate
      $500,000 and above 0.35% 0.35%
      $250,000-$499,999 0.30% 0.30%
      $100,000-$249,999 0.25% 0.25%
      $25,000-99,999 0.25% 0.25%
      $1,000-24,999 0.15% 0.15%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      IRA Money Market

      APY Dividend Rate
      $1,000 or greater 0.35% 0.35%
      $0 to $999               0.05% 0.05%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Savings

      Rainy Day Savings APY Dividend Rate
      first consecutive 12 months 1.25% 1.24%
      after first 12 months
      on balances up to $25,000 2.50% 2.47%
      on remainder over $25,000 0.25% 0.25%

      Club Savings

      APY Dividend Rate
      Holiday Club 0.05% 0.05%
      Vacation Club 0.05% 0.05%
      APY Dividend Rate

      Regular Savings

      0.05% 0.05%
      Stepping Stones Savings Club 0.05% 0.05%
      Health Savings Account 1.50% 1.49%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure
    • Auto Loans

      Loan Term APR - 2014 & Newer APR - 2010 - 2013*

      0 - 60 Months

      as low as 1.74% as low as 2.24%

      61 - 75 Months

      as low as 2.34% as low as 2.84%

      76 - 84 Months

      as low as 4.74% N/A

      Hybrid Auto

      as low as 1.74% as low as 2.24%

      *Please call for rates on model years 2009 or older.

      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Recreational Vehicles

      Loan Term APR-2014 & Newer APR-2010-2013*

      0 - 60 months

      as low as 4.24% as low as 4.74%

      61 - 75 months

      as low as 4.84% as low as 5.34%

      76 - 84 months

      as low as 7.24% N/A

      *Please call for rates on model years 2009 or older.

      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Credit Cards

      APR

      Visa Cash Back

      10.25% - 19.90%

      Visa Rewards

      10.50% - 19.90%

      Visa Signature

      8.90% - 10.50%

      Simply Visa

      8.50% - 18.90%

      The LAUNCH™ Card

      18.00% - 18.00%

      Visa Business

      10.25% - 19.90%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Home Equity

      APR

      Home Equity Variable

      as low as 2.99%

      Home Equity Fixed

      as low as 4.25%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield

      Other Loans

      APR
      Share and Stock Secured Loans as low as 2.24%
      Secured Line of Credit as low as 3.99%
      Unsecured Line of Credit as low as 5.00%
      Personal Loans as low as 8.99%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Mortgages

      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
    • Checking

      PowerPlus Checking

      APY Dividend Rate
      On balances up to $25,000 2.00% 1.98%
      On remainder over $25,000 0.25% 0.25%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Certificates

      Rewards APY Dividend Rate Regular APY Dividend Rate
      60-month term 2.00% 1.98% 1.75% 1.74%
      48-month term 1.65% 1.64% 1.40% 1.39%
      36-month term 1.30% 1.29% 1.05% 1.04%
      24-month term 0.90% 0.90% 0.65% 0.65%
      12-month term 0.45% 0.45% 0.35% 0.35%
      6-month term 0.30% 0.30% 0.20% 0.20%
      3-month term 0.20% 0.20% 0.10% 0.10%

      36-month Kid's Certificate

      N/A N/A 1.40% 1.39%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Money Market

      APY Dividend Rate
      $500,000 and above 0.35% 0.35%
      $250,000-$499,999 0.30% 0.30%
      $100,000-$249,999 0.25% 0.25%
      $25,000-99,999 0.25% 0.25%
      $1,000-24,999 0.15% 0.15%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Savings

      Rainy Day Savings APY Dividend Rate
      first consecutive 12 months 1.25% 1.24%
      after first 12 months
      on balances up to $25,000 2.50% 2.47%
      on remainder over $25,000 0.25% 0.25%

      Club Savings

      APY Dividend Rate
      Holiday Club 0.05% 0.05%
      Vacation Club 0.05% 0.05%
      APY Dividend Rate
      Regular 0.05% 0.05%
      Stepping Stones Savings Club 0.05% 0.05%
      Health Savings Account 1.50% 1.49%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure
    • Auto Loans

      Loan Term APR - 2014 & Newer APR - 2010 - 2013*

      0 - 48 Months

      as low as 1.74% as low as 2.24%

      49 - 60 Months

      as low as 2.24% as low as 2.74%

      61 - 75 Months

      as low as 2.34% as low as 2.84%

      76 - 84 Months

      as low as 4.74% N/A

      Hybrid Auto

      as low as 1.74% as low as 2.24%

      *Please call for rates on model years 2009 or older.

      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Recreational Vehicles

      Loan Term APR-2014 & Newer APR-2010-2013*

      0 - 48 months

      as low as 4.24% as low as 4.74%

      49 - 60 months

      as low as 4.74% as low as 5.24%

      61 - 75 months

      as low as 4.84% as low as 5.34%

      76 - 84 months

      as low as 7.24% N/A

      *Please call for rates on model years 2009 or older.

      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Credit Cards

      APR

      Visa Rewards

      10.90% - 19.90%

      Simply Visa

      8.90% - 18.90%
      The LAUNCH™ Card
      18.00% - 18.00%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Home Equity

      APR

      Home Equity Variable

      as low as 2.99%

      Home Equity Fixed

      as low as 4.25%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield

      Other Loans

      APR
      Share and Stock Secured Loans as low as 2.24%
      Secured Line of Credit as low as 3.99%
      Unsecured Line of Credit as low as 5.00%
      Personal Loans as low as 8.99%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Mortgages

      APR = Annual Percentage Rate
      APY = Annual Percentage Yield