*Open to U.S. legal residents who are 18 years or older. Offer valid 5/13/19 through 7/12/19. Membership must be opened by 7/12/19. To be eligible to join the Credit Union, an individual must submit a membership application in a Credit Union branch or online, in which they agree to conform to BCU’s bylaws and amendments and subscribe for at least one share ($1.00). The $1 in the Share-01 Regular Savings account required to open a membership will be deposited by the Credit Union on behalf of the member. The $1 balance must be maintained in the Share-01 Regular Savings account for the duration of the membership. A person seeking Credit Union membership must also meet at least one of the criteria found at www.BCU.org/Membership-Eligibility. Account should remain open until 8/16/19. Receive one (1) entry for opening a PowerPlusTM Checking Account by 7/12/19 and setting up a direct deposit totaling at least $500 per month into the PowerPlus Checking Account. Maximum of one (1) entry per person. Prize is five (5) $2,000 well-being deposits. Five (5) winners will be drawn and notified by 8/9/19. Well-being deposits will be made into member’s Share-01 Savings account by 8/16/19. Non-member winners who do not wish to open a Credit Union membership may elect to receive a check. No other substitution for prize allowed. All federal, state or local income, sales and use taxes or other taxes, are sole responsibility of the Prize Winners. Prize Winners are required to provide their social security number for tax reporting purposes and will receive a 1099 Miscellaneous Tax Form for the value of the prize. No purchase necessary to enter or win. A purchase will not improve the person’s chances of winning with an entry. Void where prohibited. Odds of winning depend on the total number of entries received. BCU employees and immediate family members are not eligible for offer. ALTERNATE METHOD OF ENTRY: On a 3’’ X 5’’ card, hand print your name, work phone, and email address by 7/12/19 and mail it to BCU Attention $2K Payday. Sponsored by BCU, 340 N Milwaukee Ave, Vernon Hills, IL 60061.

¹To earn monthly dividends and unlimited reimbursements of other banks’ ATM surcharge fees, your account must meet these two monthly requirements: Monthly direct deposits totaling at least $500 into your PowerPlus Checking account and completion of at least fifteen (15) transactions that include any combination of the following: BCU Debit Card PIN, Debit Card signature, credit card purchases, Online Bill Pay or ACH payments, which apply toward the monthly requirements in the month they post to your account. Credit card transactions that post on the last day of the month will be applied toward the following month’s transaction total. Accounts not meeting all monthly requirements will not earn dividends and will not receive reimbursements of other banks’ ATM surcharge fees. The dividend rate and annual percentage yield (APY) may change at any time. Balances up to $15,000 will earn the stated higher rate and the portion of the balance over $15,000 will earn the stated lower rate. See rate sheet or website for current rates. There is no minimum balance required to earn dividends. Dividends are paid monthly and calculated based on the average daily balance method. PowerPlus Checking is available as a personal account only and is limited to one account per member. If you do not have sufficient funds in your checking account to clear a presented item, funds may automatically transfer from another share and may count towards withdrawal limitations for that other share. (Regulation D dictates that electronic transfers from Savings are limited to six per month. Overdraft transfers are automated electronic transfers, which are subject to Regulation D rules. Each transfer in excess of six per month is subject to a $3 excessive withdrawal fee). See Service Charges and Fees Schedule in Deposit Account Agreement for further details.