Low Introductory Rate
Save with 2.9% introductory APR on purchases and balance transfers for the first 12 months1.
Competitive Everyday Rate
After the introductory period, enjoy ongoing savings with a 10.90%-18.00% variable APR2.
No Annual or Balance Transfer Fees
Simple and hassle-free to help you keep more of your own money.
Online Balance Transfer
Easily transfer higher-rate balances to your new account.
EMV Chip Security
Our cards come with chip technology to ensure a higher level of protection against fraudulent activity.
Convenient Online Account Management
View transactions, make payments, get text alerts and more through our Online Banking and smartphone app.
1APR = Annual Percentage Rate. Offer available on new accounts only. Existing account are not eligible. For qualifying accounts, all purchases and balance transfers posted to the account during the first 365 days after the account open date, up to your available credit limit, will receive a promotional 2.9% APR. At day 366, the APR for any remaining promotional balances will increase to the standard APR for purchases and cash advances, and all subsequent purchases and balance transfers will receive the standard APR for purchases and cash advances. Balance Transfers may not be used to pay off or pay down any amount owed to the Credit Union. All existing payment terms apply.
2The APR will be based on the Prime Rate as published in The Wall Street Journal Money section (Index) plus a margin between 5.65% and 14.65% based on the cardholder’s credit profile. The Annual Percentage Rate is subject to change each time there is a change in the Index and will be effective on the first day of the next statement cycle. The Annual Percentage Rate will never be greater than 18.00%.