Lower Rate
Credit Card
Enjoy streamlined convenience and savings.
Plus, 0% Intro APR on Purchases and Balance Transfers for 12 months1!
Low Introductory Rate
Save with 0% introductory APR on purchases and balance transfers for the first 12 months1.
Competitive Everyday Rate
After the introductory period, enjoy ongoing savings with 13.75% - 18.00% variable APR2.
Online Balance Transfer
Easily transfer higher-rate balances to your new account.
No Penalty APR
Your APR will not increase due to a single late or missed payment. Most major credit cards charge a penalty APR as high as 29.99%.
Convenient Online Account Management
View transactions, make payments, get text alerts and more through our Digital Banking and smartphone app.
Cardholder Resources
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Disclosure
APPLICATION AND SOLICITATION DISCLOSURE
1APR = Annual Percentage Rate. Offer available on new accounts only. Existing accounts are not eligible. For qualifying accounts, all purchases and balance transfers posted to the account during the first 365 days after the account open date, up to your available credit limit, will receive a promotional 0% APR. At day 366, the APR for any remaining promotional balances will increase to the standard APR for purchases and balance transfers, and all subsequent purchases and balance transfers will receive the standard APR for purchases and balance transfers. Balance Transfers may not be used to pay off or pay down any amount owed to the Credit Union. There is a transaction fee of 3% of the amount of each balance transfer. All existing payment terms apply.
2The APR will be based on the Prime Rate as published in The Wall Street Journal Money section (Index) plus a margin between 5.25% and 14.65% based on your credit profile. The Annual Percentage Rate is subject to change each time there is a change in the Index and will be effective on the first day of the next statement cycle. The maximum APR is 18.00%.