The savings start before you step into the dealership.
Our exclusive Auto Buying Service, powered by TrueCar®, provides a stress-free experience and guaranteed savings.
Hassle-free Car Buying
Get a pre-negotiated price and a stress-free buying experience. Our members save an average of $3,383 off MSRP.1
Save even more with rates as low as 1.99%2 when you purchase through our Auto Buying Service and finance with your Credit Union.
Ultimate Price Transparency
See what others paid before you buy from our certified dealers.
Is it a long process? Not even close!
*Mention this offer to your Loan Representative to determine if you qualify to receive the cash bonus. Auto purchase and refinance loans must be funded between 5/17/18 - 5/31/18 to qualify. Current BCU loans are not eligible. Additionally, a minimum loan amount of $10,000 is required to receive this cash rebate. The total amount financed may include proceeds for loan protection coverage such as Guaranteed Asset Protection (GAP), Mechanical Repair Coverage (MRC) and Loan Payment Protection (LPP). The cash rebate will be awarded in the form of a deposit to your Credit Union checking or savings account within 3 business days from the funding date of the loan.
1Between 7/1/17 and 9/30/17, the average savings off MSRP presented by TrueCar Certified Dealers to users of TrueCar powered websites, based on users who configured virtual vehicles and who TrueCar identified as purchasing a new vehicle of the same make and model listed on the certificate from a Certified Dealer as of 10/31/2017, was $3,383, including applicable vehicle specific manufacturer incentives. Your actual savings may vary based on multiple factors including the vehicle you select, region, dealer, and applicable vehicle specific manufacturer incentives which are subject to change. The Manufacturer’s Suggested Retail Price (MSRP) is determined by the manufacturer, and may not reflect the price at which vehicles are generally sold in the dealers trade area as not all vehicles are sold at MSRP. Each dealer sets its own pricing. Your actual purchase price is negotiated between you and the dealer. TrueCar does not sell or lease motor vehicles.
2APR is Annual Percentage Rate. Offer subject to credit approval. The rate listed assumes an automatic payment method and includes a 0.50% discount for having two of the following relationships: direct deposit of at least $500 or more into your credit union checking account; at least $25,000 on deposit with the credit union; or a loan in good standing. Qualifying loans include mortgage, home equity, auto, and credit card. The rate listed also includes a 0.50% APR discount for buying through our Auto Buying Service. To receive this discount, an auto loan must be booked through BCU, and auto purchase must be made at a certified dealer through the Auto Buying Service purchasing process. Rate applies to 2017 and newer vehicles with a loan term of up to 60 months (based on credit worthiness), up to 100% LTV (loan to value). Call for rates on older model vehicles. Loan amount will be determined by income and other factors. Service not available in Puerto Rico. An example of payment terms are as follows: an Amount Financed of $25,000 with an APR for 3.84% and a term of 60 months would have a monthly payment of $460.03.