Buying Your First Home
Start the home buying process with confidence and make your dream of homeownership a reality.Learn More Apply Now
Maximizing Home Ownership
Take advantage of Credit Union
products and services for your
current home and beyond.
Considering Buying a Home
Navigate the home loan process
with helpful tips and tools before you make a move.
- Easy qualifications and fast approval**
- Flexible down payment options (as little as 3% down)
- No mortgage insurance required
Find The Perfect Loan For You
Great choice for first-time homebuyers.
Make a smart move and own a home with relaxed qualifications and little money down.
Enjoy a low initial rate that adjusts with the market.
Get peace of mind with predictable monthly payments.
Use your home's equity for quick access to cash when you need it.
Our dedicated home loan experts are here for you every step of the way.
Find a Location
Meet a Home Loan Specialist at your nearest service center.Search Now
Check out relevant articles, calculators, videos and more.Get Started
1Annual Percentage Rate (APR) shown as of 1/12/2018 . APR is subject to change without notice. APR shown assumes a purchase transaction of a single-family detached, owner-occupied primary residence in Illinois; a loan-to-value ratio of less than 80%; a minimum FICO score of 740; a loan amount of $240,000 and a 45 day rate lock period. APR also assumes 0.25 points due at closing in addition to an estimated $2,369 in prepaid finance charges. The monthly payment schedule for a $240,000 loan would be 360 monthly payments of $1,145.80 at an APR of 4.103%. This monthly payment example is based on principal and interest only and does not include PMI, taxes, insurance, or other applicable escrows. Actual payments may be greater. Fees and charges apply. Offer subject to credit approval.
**All loan applications are subject to a full underwrite and require verification of income, assets, employment and rental history if applicable. All loans are also subject to final credit approval, which includes verification of application information and receipt of collateral documents. This offer applies to owner-occupied residential properties only. (Single family homes, condos and townhomes). To qualify, you must demonstrate that you haven’t owned a home in the last three years. Loan not available in Puerto Rico.