Welcome! We're glad you're here.

Student Loans

Finance your education or ease the burden of repaying your current loans with BCU.

A better way to pay for your education.
  1. Overview
  2. FAQs

Overview

We offer student loan solutions for both Undergraduate and Graduate Business students to supplement financial aid. Or eliminate the hassle of multiple student loan payments with a refinance loan.

Undergraduate and Graduate Business Loans

A private student loan is a great way to fill the funding gap when scholarships, grants and federal loans have been exhausted.

  • Variable rates as low as 4.00% APR1
  • Borrow up to $75,000 for Undergraduate and up to $100,000 for Graduate Business education
  • Flexible repayment and in-school deferment options
  • No application, no origination and no pre-payment penalty fee

Refinance Loan

Combine multiple education loans, both federal and private, into a single new loan with one monthly payment. If you’re looking to simplify your educational loans, this is the loan for you.

  • Variable rates as low as 2.24% APR2
  • Fixed rates as low as 3.49%3
  • Refinance federal and private student loans, including PLUS loans, up to $100,000
  • Flexible repayment terms to fit your budget – select 5, 10 or 15 years
  • No application, no origination and no pre-payment penalty fee

To learn more, contact a student loan specialist at 866-614-7815 (undergraduate or graduate only), 844-820-5215 (refinance only) or read our Frequently Asked Questions (FAQs).

Learn More

Loans are subject to approval. Rates, terms and conditions subject to change without notice.

APR = Annual Percentage Rate

1Variable Rate is based on the Prime Rate as published in The Wall Street Journal “Market Data Center” Section (Index). Your rate will be calculated each quarter by adding a margin between +1.00% and +8.00% to the Prime Rate and is based on your credit profile. The rate will not increase more than once a quarter but there is no limit on the amount the rate could increase at one time. If the Interest Rate increases, your monthly payments may be higher. Although the rate will vary after you are approved, it will never exceed 18.00% (the maximum allowable for this loan) or fall below 4.00% (floor rate). The rate listed includes a 0.25% discount for enrollment in automatic recurring payments.

2Variable Rate is based on the Prime Rate as published in The Wall Street Journal “Market Data Center” Section (Index). Your rate will be calculated each quarter by adding a margin between -1.26% and +2.75% to the Prime Rate and is based on your credit profile. The rate will not increase more than once a quarter but there is no limit on the amount the rate could increase at one time. If the Interest Rate increases, your monthly payments may be higher. Although the rate will vary after you are approved, it will never exceed 18.00% (the maximum allowable for this loan). The rate listed includes a 0.25% discount for enrollment in automatic recurring payments.

3Fixed Rate will be set when the loan is conditionally approved and will not increase above that rate before the loan is paid in full. The Interest Rate is based upon your (or your cosigner’s, if applicable) credit history and the repayment term you select. The rate listed includes a 0.25% discount for enrollment in automatic recurring payments.

Student Loans and underwriting is made available through BCU. Application processing is available from Credit Union Student Choice on behalf of BCU. Loan servicing and repayment is available from University Accounting Service, LLC on behalf of BCU.