Welcome! We're glad you're here.

Personal Loans & Lines of Credit

Get the funds you need with simple financing terms that fit your budget.

Father holding son in a field
Get the cash you need. Rate as low as 7.49% APR1.
  1. Overview
  2. Rates

  3. FAQs

Overview

Need to consolidate debt from higher-rate loans and credit cards? Pay for unplanned expenses? Or finance a large purchase? A Personal Loan from the Credit Union is a smart and simple way to help you obtain the funds you need.

A Line of Credit is a great way to manage monthly fluctuations in cash flow. Advance funds to your checking account as needed and only pay interest on the money you borrow.

Benefit from:

  • With a Personal Loan, get low, fixed monthly payments with first payment deferred for 60 days
  • With a Line of Credit, get a low, variable APR  and access to funds when you need them most
  • No pre-payment penalty or loan fees
  • An additional 0.50% APR reduction2—with Rewards Rates
  • A quick approval process with access to funds in as soon as the next business day.

Apply Now!

1APR is Annual Percentage Rate. APR is subject to change. The rates listed assumes an automatic payment method, a loan term up to 36 months and includes a 0.50% discount for having two of the following relationships: direct deposit of at least $500 or more into a credit union checking account; at least $25,000 on deposit with the credit union; or a loan in good standing. Qualifying loans include: Mortgage, Home Equity, Auto, and Credit Cards. A qualifying loan must have a current balance and credit cards must have a transaction within the past 30 days. Any Credit Union loan that is not in good standing or delinquent will disqualify you for Rewards Rates. Rewards discount cannot be applied to Credit Cards, CD Secured Loans and Stock, CD and Deposit Secured Lines of Credit. All rates are subject to credit certification and approval. The rates shown are the lowest available and your rate may be higher. An example of payment terms are as follows: an amount financed of $7,500 with an APR for 12.75% and a term of 60 months would have a monthly payment of $171.41.

2Members will receive a 0.50% discount for having two of the following relationships: a checking account with direct deposit of at least $500 per month; at least $25,000 on deposit with the credit union; or another qualifying loan in good standing. Qualifying loans include: Mortgage, Home Equity, Auto, and Credit Cards. A qualifying loan must have a current balance and credit cards must have a transaction within the past 30 days. Any Credit Union loan that is not in CD Secured Loans and Stock, CD and Deposit Secured Lines of Credit. All rates are subject to credit certification and approval. The rates shown are the lowest available and your rate may be higher.