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Rainy Day Savings

Prepare for the unexpected.

Establishing a financial safety net to provide security against unexpected expenses is always a good idea—but how much is enough? It’s recommended that a minimum of 3-6 months’ worth of living expenses is a good goal to help protect you and your family.

A Rainy Day Savings account is designed to help you build this safety net more quickly, with an interest rate that increases after 12 consecutive months of qualifying deposits, on balances up to $25,000¹. It’s a hassle-free way to save with convenient, automatic transfers from your Credit Union Checking account, or any other account—even external institutions.

Building savings will take some time, but you’ll have a greater chance for success with small and manageable goals. Step one...get started!

How Rainy Day Savings works:

  • A tiered² savings account that earns interest based on qualifying activity and balance
  • As a reward for your savings efforts, your interest rate increases after 12 consecutive months of depositing a minimum of $25 or a maximum of $500 each month, on balances up to $25,000.
  • No minimum balance requirement to open
  • Initial deposit allowance of up to $1,000 to jump start your savings
  • Easy access to funds with up to 2 withdrawals each year.
  • To open a Rainy Day Savings account:

  • Contact Member Relations at  800-388-7000
  • Visit your local Service Center.
  • ¹View complete disclosures.

    When Will I Reach My Savings Goal?