Simply Checking Upgrade

We’re delighted that you’ve decided to upgrade from Simply Checking to the PowerPlus™ Checking account.

Please call a member specialist at 800-388-7000 or visit your nearest branch to upgrade your account. Our team will be happy to assist you.




Frequently Asked Questions

Will I be able to use my existing debit card?

Yes. We will unlink your debit card from the Simply account and re-link it to your new PowerPlus™ Checking account. Your card will remain open and available for immediate use.

How do I qualify for the new PowerPlus Checking benefits?

You will qualify for the new interest rate and unlimited cash refunds of non-BCU ATM fees every month that you meet the following two requirements:
  1. Monthly deposits of at least $500 made to your PowerPlus Checking account via Direct Deposit or Deposit Anywhere
  2. Complete 15 qualifying transactions (BCU debit or credit card purchases, online bill payments, ACH payments or payments to BCU loans) per month

What is Enhanced Direct Deposit?

Enhanced Direct Deposit allows you to receive payroll and other electronic deposits up to one day ahead of your scheduled payday. It’s important to note, funds are not AVAILABLE for you to spend until they are reflected in the AVAILABLE BALANCE. Please be sure to confirm available funds in your account before withdrawing against this deposit. While BCU will try wherever possible to advance payroll direct deposits by up to 1 day, availability of funds ahead of the original scheduled pay date is not guaranteed. You should not rely on Enhanced Direct Deposit to satisfy the needs of scheduled bill or loan payments, or any other date-sensitive financial obligations. Enhanced Direct Deposit is automatically applied to any Credit Union member payroll direct deposit or other electronic deposit.

What if I don't meet the qualifications for the PowerPlus Checking interest and non-BCU ATM fee reimbursement benefits?

If you don't meet the qualifications, don't sweat it. You won't be penalized, and will continue to enjoy no minimum balance requirements or monthly maintenance fees as well as easy access to your account.