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Student Loans

Finance your education or ease the burden of repaying your current loans with BCU.

A better way to pay for your education.
  1. Overview
  2. FAQs

Overview

We offer Student Loan solutions for both Undergraduate and Graduate students to supplement financial aid. Or, eliminate the hassle of multiple student loan payments with a Consolidation Loan.

Undergraduate and Graduate Loans

A private student loan is a great way to fill the funding gaps when scholarships, grants and federal loans have been exhausted.

  • Variable rates as low as 4.50% APR1
  • Flexible repayment terms up to 25 years and payment deferment option while in school
  • No origination fees and no pre-payment penalties

Consolidation Loans

Combine multiple education loans, both Federal and private, into a single new loan with one monthly payment. If you’re looking to simplify your educational loans, this is the loan for you.

  • Variable rates as low as 1.99% APR2
  • Flexible repayment terms up to 15 years
  • No origination fees and no pre-payment penalties

We also offer fixed rate loans. To learn more, contact a student loan specialist at 866-614-7815 (undergraduate or graduate only), 844-820-5215 (consolidation only) or read our Frequently Asked Questions (FAQs).

Learn More

Loans are subject to approval. Rates, terms and conditions subject to change without notice.

1APR is Annual Percentage Rate. APR based on the Prime Rate published in The Wall Street Journal Money Section (Index) plus a margin between +1.00% and +8.00% based on your credit profile. APR is subject to change with the Index and will be effective on the first day of the next statement cycle. APR will never be greater than 18.00%. The rate listed includes a 0.25% discount for using an automatic payment method.

2APR based on the Prime Rate published in The Wall Street Journal “Market Data Center” Section (Index). Your rate will be calculated each quarter by adding a margin between -1.26% and +2.75% to the Index and is based on your credit profile. The rate will not increase more than once a quarter, and will never be greater than 18% APR. The APR is subject to change each time there is a change in the Index and will be effective on the first day of the next statement cycle. The rate listed includes a 0.25% discount for using an automatic payment method.