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Visa Signature®

Enjoy a higher level of rewards, exceptional service and spending flexibility. (Offered in US only)

Visa Signature - BCU
Experience a higher level of rewards Disclosure
  1. Overview
  2. Rates


With Visa Signature, you’ll enjoy a higher level of rewards, exclusive cardmember benefits and no Pre-Set spending limit1— providing you additional spending flexibility when you need it. And with our accelerated earnings structure, you’ll accumulate rewards faster than with other premium cards. 

Rewards and Benefits:


  • New Cardholder Bonus! Receive 10,000 bonus CURewards® points upon activation2
  • Earn 3 reward points per $1 in purchases during the first 90 days.


  • Earn 2 reward points per $1 on gas, grocery and restaurant purchases3
  • Earn 1 reward point per $1 on all other purchases.
  • Plus, earn an additional 10,000 bonus points and earn 3 reward points per $1 on hotel and airline purchases, after spending $50,000 annually.4


  • Redeem points for airline travel—with no blackout dates, hotel, rental car or vacation travel.
  • Or redeem for name-brand merchandise or rate discounts on your next loan
  • Points never expire
  • 24-hour Visa Signature Concierge service
  • No Pre-Set spending limit
  • No annual fee
  • Visa Signature Purchase and Travel benefits.

Offered in US only.

Apply now! Disclosure

1Certain restrictions and exclusions may apply. Individual transactions are evaluated based on factors such as suspected fraud, account history, credit record, payment resources, revolving balances, prior cash advances, and safety and soundness considerations. If we authorize a transaction that causes you to exceed your revolving credit line, then you must pay, as a part of your monthly minimum amount due, the amount by which your new balance exceeds your credit line.

2You will receive 10,000 CURewards bonus points upon activation of your new account. You will also earn 3 points per dollar on qualifying net purchase transactions (i.e. purchases less credits, returns, and adjustments) that post to your account during the first 90 days after your account open date. This one-time promotion is for first-time cardmembers with new accounts. Existing BCU cardmembers are not eligible for this offer.

3You will earn 1 point per dollar on all new net retail qualifying purchase transactions (purchases less credits, returns, and adjustments).You will also earn an additional 1 point for each dollar of net eligible purchases on gas, grocery and restaurants made at retail establishments that classify their merchant location for Visa in one of the following bonus categories: gas station, grocery store, and quick service payment/fast food restaurant/restaurant. Non-fuel purchases at gas station locations in the bonus category will be treated as a regular purchase and will only earn 1 point per dollar.

4"Annually" will mean a calendar year, January 1 to December 31. The net eligible purchases will be honored based on the date the transaction(s) posted to your account.