Stock Secured Loans & Lines of Credit
Secure your loan with stock and enjoy a low interest rate.
Enjoy an even lower rate when you secure your loan or line of credit with shares of stock you already own. It’s the smart way to borrow.
- Low, fixed APR and fixed monthly payment for Stock Secured Loans—with first payment deferred for 60 days.
- Low, variable APR for Stock Secured Lines of Credit. Advance funds when you need them, and only pay interest on what you borrow.
- An additional 0.50% APR reduction1—with Rewards Rates
- Increased borrowing power—borrow up to 70% of the current market value of the stock3
- No pre-payment penalty or loan fees
- A quick approval process with access to funds in as little as the next business day.
1APR is Annual Percentage Rate. APR is subject to change. The rates listed assume an automatic payment method and include a 0.50% discount for having two of the following relationships: a checking account with direct deposit of at least $500 per month; at least $25,000 on deposit with the credit union; or another qualifying loan in good standing. Qualifying loans include: Mortgage, Home Equity, Auto, and Credit Cards. A qualifying loan must have a current balance and credit cards must have a transaction within the past 30 days. Any Credit Union loan that is not in good standing or delinquent will disqualify you for Rewards Rates. Rewards discount cannot be applied to Credit Cards, CD Secured Loans and Stock, CD and Deposit Secured Lines of Credit. All rates are subject to credit certification and approval. The rates shown are the lowest available and your rate may be higher.