Cash Rewards Visa® Acceptance
Thank you for replying to your pre-approved credit card offer from BCU.
With your new Cash Rewards Visa Credit Card, you'll enjoy:
- 2.90% introductory APR on purchases and balance transfers for 12 months.3 After that, enjoy ongoing savings with: 12.40% - 18.00% variable APR.4
- Earn unlimited 1.5% cash back on every purchase with no rebate tiers and no revolving categories.
- No annual or balance transfer fees
- Plus, earn a $100 cash bonus after $1,000 in net purchases during the first 90 days.5
To accept your new card, simply click the link below. Be sure to choose the Cash Rewards Visa Card and complete the short credit application. Your introductory APR will be automatically applied to your new account.
If you have questions, or prefer to complete your response by phone, contact us at 800-388-7000 ext. 8168 and a representative will assist you.
1Before we approve you for a credit card, we will review your credit and the information you provide with your application to confirm that you continue to meet the predetermined criteria for this offer. Based on this review, you may receive a Visa Signature card, a Visa Platinum card with different benefits, or you may not receive a card. If approved for a Visa Signature card, your credit line will be at least $5,000. If approved for a Visa Platinum card, your credit line will be at least $500.
2Earn 1.5% cash back on net purchases (purchases less credits, returns and adjustments). Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards.
3APR = Annual Percentage Rate. Offer available on new accounts only. Existing accounts are not eligible. For qualifying accounts, all purchases and balance transfers posted to the account during the first 365 days after the account open date, up to your available credit limit, will receive a promotional 2.9% APR. At day 366, the APR for any remaining promotional balances will increase to the standard APR for purchases and cash advances, and all subsequent purchases and balance transfers will receive the standard APR for purchases and cash advances. Balance Transfers may not be used to pay off or pay down any amount owed the Credit Union. All existing payment terms apply.
4The APR will be based on the prime rate as published in The Wall Street Journal Money section (index) plus a margin between 8.15% and 14.65% based on the cardholder's credit profile. The Annual Percentage Rate is subject to change each time there is a change in the Index and will be effective on the first day of the next statement cycle. The Annual Percentage Rate will never be greater than 18.00%.
5Offer only available to new accounts. You will receive $100 cash bonus after making purchases totaling at least $1,000 (exclusive of credits, returns, and adjustments) that post to the account within 90 days of the account open date. Your account must be in good standing to receive the cash bonus. After qualifying, the cash bonus will be added to your rebate balance within one billing cycle.