Why Our Cards Are Better
Great services, rates, and more!
Tired of the excessive fees and restrictions of your current credit card? See why switching to a card from the Credit Union is a smart choice.
- Excellent Products. We offer a variety of Visa® Credit Cards to meet your needs. With our cards, you will benefit from CURewards points, cash back and everyday low rates. You're sure to find the card that's right for you!
- Competitive Rewards. We offer both cash back and CURewards® programs. Redeem your points for travel and merchandise, or use your cash back any way you choose.
- Low Rates. Our rates are very competitive compared to other credit cards in the market, with rates starting as low as 8.50% APR1.
- Security. With the EMV chip, you can count on enhanced fraud protection every time you use your card at a chip-enabled terminal in the US and abroad. Learn more about EMV chip card technology.
- No Annual Fee. There's NO annual fee and NO balance transfer fee on all of our credit cards. Many other issuers charge as much as 4% of the transfer amount (i.e. $100 fee for a $2,500 balance transfer).
- No Penalty APR. This means your APR will not increase due to a single late or missed payment. Most major credit cards charge a penalty APR as high as 29.99%.
- Convenient Online Access. Save paper by receiving your monthly statement electronically. Plus, you can access your account information online, any time of day.
- Special Offers. With your Credit Union Credit Card, you'll enjoy opportunities throughout the year for double points, rebates, special promotional rates and more!
- Free Annual Summary Statement. Receive a categorized summary of your annual purchases when you make at least 120 transactions per year.
- Additional Visa Benefits and Enhancements. Learn more about the many benefits our cards have to offer. Learn more about the additional benefits of Visa Signature.
1APR = Annual Percentage Rate. The APR is based on creditworthiness.