Total Access Checking
Avoid ATM fees, earn rewards points and enjoy the convenience this account offers.
Avoid ATM service fees from other banks with no minimum balance or monthly fee.
- Reimbursement up to $10 each month for ATM service fees from other banks
- Free Visa® ATM/Debit Card with CURewards® redeemable for travel and merchandise
- Free access to Online Banking, Online Bill Pay, Deposit Anywhere and Account Alerts
- Free overdraft transfers from your savings account
- Nationwide access to tens of thousands of surcharge-free ATMs
- No monthly balance required and no fees!
- Direct Deposits totaling $500 per month
- 15 qualifying transactions per month
- Enrollment in Online Statements.
To receive the Total Access $10 ATM fee reimbursement, the following requirements must be met: monthly direct deposit of at least $500 into your checking account, enrollment in online statements with a valid email address, and complete a minimum of fifteen (15) qualifying transactions that include any combination of the following: Debit card PIN, Debit card signature, Credit card purchases, Online Bill Pay or ACH payments which apply toward the monthly requirements in the month they post to your account. Total Access Checking is available as a personal account only and limited to one account per member. If you do not have sufficient funds in your checking account to clear a presented item, funds may automatically transfer from another share and may count towards withdrawal limitations for that other share. (Regulation D dictates that electronic transfers from Savings are limited to six per month. Overdraft transfers are automated electronic transfers, which are subject to Regulation D rules. Each transfer in excess of six per month is subject to a $3 excessive withdrawal fee).