Welcome! We're glad you're here.

Welcome

Forgot Login ID or Password?

First time user? Set up access

Join now to become a BCU member

Cash Rewards Visa®

12-month introductory rate

2.90% 10.90% APR

Disclosure

PowerPlus Checking™

on balances up to $25,000

2.00% 2.00% APY

Disclosure

Rainy Day Savings

First consecutive 12 months

1.25% APY

Disclosure

View All Rates

View Puerto Rico Rates View US Rates

APR = Annual Percentage Rate
APY = Annual Percentage Yield

Bank how and when you wantMobile Banking

Current Rates

  • PowerPlus Checking

    APY Dividend Rate
    On balances up to $25,000 2.00% 1.98%
    On balances over $25,000 0.25% 0.25%
    APR = Annual Percentage Rate
    APY = Annual Percentage Yield
    Disclosure
    APY Dividend Rate
    Premier Business Checking 0.50% 0.50%
    APR = Annual Percentage Rate
    APY = Annual Percentage Yield
    Disclosure
    Rewards APY Dividend Rate Regular APY Dividend Rate

    60-month term

    1.45% 1.44% 1.20% 1.19%
    48-month term 1.30% 1.29% 1.05% 1.04%

    36-month term

    1.10% 1.09% 0.85% 0.85%

    24-month term

    0.90% 0.90% 0.65% 0.65%

    12-month term

    0.55% 0.55% 0.45% 0.45%

    6-month term

    0.35% 0.35% 0.25% 0.25%

    3-month term

    0.25% 0.25% 0.15% 0.15%

    36-month Kid's Certificate

    N/A N/A 1.35% 1.34%
    APR = Annual Percentage Rate
    APY = Annual Percentage Yield
    Disclosure
    Rewards APY Dividend Rate Regular APY Dividend Rate
    60-month term 1.45% 1.44% 1.20% 1.19%
    48-month term 1.30% 1.29% 1.05% 1.04%
    36-month term 1.10% 1.09% 0.85% 0.85%
    24-month term 0.90% 0.90% 0.65% 0.65%
    12-month term 0.55% 0.55% 0.45% 0.45%
    APR = Annual Percentage Rate
    APY = Annual Percentage Yield
    Disclosure
    APY Dividend Rate
    $500,000 and above 0.30% 0.30%
    $250,000-$499,999 0.25% 0.25%
    $100,000-$249,999 0.20% 0.20%

    $25,000-$99,999

    0.20% 0.20%

    $1,000-$24,999

    0.10% 0.10%
    APR = Annual Percentage Rate
    APY = Annual Percentage Yield
    Disclosure
    APY Dividend Rate
    $1,000 or greater 0.30% 0.30%
    $0 to $999               0.05% 0.05%
    APR = Annual Percentage Rate
    APY = Annual Percentage Yield
    Disclosure
    Rainy Day Savings APY Dividend Rate
    first consecutive 12 months 1.25% 1.24%
    after first 12 months
    on balances up to $25,000 2.50% 2.47%
    on remainder over $25,000 0.25% 0.25%
    APY Dividend Rate

    Regular Savings

    0.05% 0.05%
    Health Savings Account 1.50% 1.49%
    APR = Annual Percentage Rate
    APY = Annual Percentage Yield
    Disclosure
    Loan Term APR - 2012 - 2015* APR - 2016 & Newer

    0 - 60 Months

    as low as 2.49% as low as 1.99%

    61 - 75 Months

    as low as 3.09% as low as 2.59%

    76 - 84 Months

    N/A as low as 3.49%

    *Please call for rates on model years 2011 or older.

    APR = Annual Percentage Rate
    APY = Annual Percentage Yield
    Disclosure
    Loan Term APR-2016 & Newer APR-2012-2015*

    0 - 60 months

    as low as 3.29% as low as 3.79%

    61 - 75 months

    as low as 3.89% as low as 4.39%

    76 - 84 months

    as low as 4.79% N/A

    *Please call for rates on model years 2011 or older.

    APR = Annual Percentage Rate
    APY = Annual Percentage Yield
    Disclosure
    APR

    Cash Rewards Visa

    10.40% - 18.00%

    Travel Rewards Visa

    10.40% - 18.00%

    Simply Visa

    9.00% - 18.00%

    LAUNCH™ Visa

    18.00% - 18.00%

    Visa Business

    10.75% - 20.00%
    APR = Annual Percentage Rate
    APY = Annual Percentage Yield
    Disclosure
    APR
    Undergraduate Line of Credit as low as 4.50%
    Graduate/Business Line of Credit as low as 4.50%
    Consolidation Loan as low as 1.99%
    APR = Annual Percentage Rate
    APY = Annual Percentage Yield
    Disclosure
    APR

    Home Equity Variable

    as low as 3.00%

    Home Equity Fixed

    as low as 4.25%
    APR = Annual Percentage Rate
    APY = Annual Percentage Yield
    APR
    Share and Stock Secured Loans as low as 2.24%
    Secured Line of Credit as low as 3.99%
    Unsecured Line of Credit as low as 5.50%
    Personal Loans as low as 7.49%
    APR = Annual Percentage Rate
    APY = Annual Percentage Yield
    Disclosure
    APR = Annual Percentage Rate
    APY = Annual Percentage Yield
  • PowerPlus Checking

    APY Dividend Rate
    On balances up to $25,000 2.00% 1.98%
    On remainder over $25,000 0.25% 0.25%
    APR = Annual Percentage Rate
    APY = Annual Percentage Yield
    Disclosure
    Rewards APY Dividend Rate Regular APY Dividend Rate
    60-month term 1.45% 1.44% 1.20% 1.19%
    48-month term 1.30% 1.29% 1.05% 1.04%
    36-month term 1.10% 1.09% 0.85% 0.85%
    24-month term 0.90% 0.90% 0.65% 0.65%
    12-month term 0.55% 0.55% 0.45% 0.45%
    6-month term 0.35% 0.35% 0.25% 0.25%
    3-month term 0.25% 0.25% 0.15% 0.15%

    36-month Kid's Certificate

    N/A N/A 1.35% 1.34%
    APR = Annual Percentage Rate
    APY = Annual Percentage Yield
    Disclosure
    APY Dividend Rate
    $500,000 and above 0.30% 0.30%
    $250,000-$499,999 0.25% 0.25%
    $100,000-$249,999 0.20% 0.20%

    $25,000-$99,999

    0.20% 0.20%

    $1,000-$24,999

    0.10% 0.10%
    APR = Annual Percentage Rate
    APY = Annual Percentage Yield
    Disclosure
    Rainy Day Savings APY Dividend Rate
    first consecutive 12 months 1.25% 1.24%
    after first 12 months
    on balances up to $25,000 2.50% 2.47%
    on remainder over $25,000 0.25% 0.25%
    APY Dividend Rate
    Regular Savings 0.05% 0.05%
    Health Savings Account 1.50% 1.49%
    APR = Annual Percentage Rate
    APY = Annual Percentage Yield
    Disclosure
    Loan Term APR - 2016 & Newer APR - 2012 - 2015*

    0 - 48 Months

    as low as 1.99% as low as 2.49%

    49 - 60 Months

    as low as 2.49% as low as 2.99%

    61 - 75 Months

    as low as 2.59% as low as 3.09%

    76 - 84 Months

    as low as 4.99% N/A

    *Please call for rates on model years 2011 or older.

    APR = Annual Percentage Rate
    APY = Annual Percentage Yield
    Disclosure
    Loan Term APR-2016 & Newer APR-2012-2015*

    0 - 48 months

    as low as 4.49% as low as 4.99%

    49 - 60 months

    as low as 4.99% as low as 5.49%

    61 - 75 months

    as low as 5.09% as low as 5.59%

    76 - 84 months

    as low as 7.49% N/A

    *Please call for rates on model years 2011 or older.

    APR = Annual Percentage Rate
    APY = Annual Percentage Yield
    Disclosure
    APR

    Rewards Visa

    10.90% - 19.90%

    Simply Visa

    9.40% - 18.00%

    LAUNCH™ Visa

    18.00% - 18.00%
    APR = Annual Percentage Rate
    APY = Annual Percentage Yield
    Disclosure
    APR

    Home Equity Variable

    as low as 3.00%

    Home Equity Fixed

    as low as 4.25%
    APR = Annual Percentage Rate
    APY = Annual Percentage Yield
    APR
    Share and Stock Secured Loans as low as 2.24%
    Secured Line of Credit as low as 3.99%
    Unsecured Line of Credit as low as 5.50%
    Personal Loans as low as 7.49%
    APR = Annual Percentage Rate
    APY = Annual Percentage Yield
    Disclosure
    APR = Annual Percentage Rate
    APY = Annual Percentage Yield