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Great savings when you purchase or refinance your car. Enjoy a rate as low as 1.99% APR.
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With SmartBuyer™, you’ll own your first home with easy qualifications and alow down payment (as little as 3%).
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New Member? Here’s everything you need to get started!
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Stay on top of your finances no matter where life takes you.
Mobile Banking
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Earn unlimited 2X points on all purchases and go the extra mile!
Travel Rewards Visa®
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Tap into your home’s equity to get the cash you need.
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Consolidate student loans and enjoy as low as 2.24% APR.
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Get up to $10/month in cash reimbursement of ATM fees.
PowerPlus™ Checking -
Get quick access to funds with a rate as low as 7.49% APR.
Personal Loans -
Automated transfers will help you reach your savings goals.
Rainy Day Savings™
Get your chance!Credit Union Magic Minute
Current Rates
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PowerPlus Checking
APY Dividend Rate On balances up to $25,000 2.00% 1.98% On balances over $25,000 0.25% 0.25% APR = Annual Percentage RateAPY = Annual Percentage YieldDisclosureAPY Dividend Rate Premier Business Checking 0.50% 0.50% APR = Annual Percentage RateAPY = Annual Percentage YieldDisclosureRewards APY Dividend Rate Regular APY Dividend Rate 60-month term
1.55% 1.54% 1.30% 1.29% 48-month term 1.30% 1.29% 1.05% 1.04% 36-month term
1.10% 1.09% 0.85% 0.85% 24-month term
0.90% 0.90% 0.65% 0.65% 12-month term
0.60% 0.60% 0.50% 0.50% 6-month term
0.45% 0.45% 0.35% 0.35% 3-month term
0.40% 0.40% 0.30% 0.30% 36-month Kid's Certificate
N/A N/A 1.35% 1.34% APR = Annual Percentage RateAPY = Annual Percentage YieldDisclosureRewards APY Dividend Rate Regular APY Dividend Rate 60-month term 1.55% 1.54% 1.30% 1.29% 48-month term 1.30% 1.29% 1.05% 1.04% 36-month term 1.10% 1.09% 0.85% 0.85% 24-month term 0.90% 0.90% 0.65% 0.65% 12-month term 0.60% 0.60% 0.50% 0.50% APR = Annual Percentage RateAPY = Annual Percentage YieldDisclosureAPY Dividend Rate $500,000 and above 0.30% 0.30% $250,000-$499,999 0.25% 0.25% $100,000-$249,999 0.20% 0.20% $25,000-$99,999
0.20% 0.20% $1,000-$24,999
0.10% 0.10% APR = Annual Percentage RateAPY = Annual Percentage YieldDisclosureAPY Dividend Rate $1,000 or greater 0.30% 0.30% $0 to $999 0.05% 0.05% APR = Annual Percentage RateAPY = Annual Percentage YieldDisclosureRainy Day Savings APY Dividend Rate first consecutive 12 months 1.25% 1.24% after first 12 months on balances up to $25,000 2.50% 2.47% on remainder over $25,000 0.25% 0.25% APY Dividend Rate Regular Savings
0.05% 0.05% Health Savings Account 1.50% 1.49% APR = Annual Percentage RateAPY = Annual Percentage YieldDisclosureLoan Term APR - 2016 & Newer APR - 2012 - 2015* 0 - 60 Months
as low as 1.99% as low as 2.49% 61 - 75 Months
as low as 2.59% as low as 3.09% 76 - 84 Months
as low as 3.49% N/A *Please call for rates on model years 2011 or older.
APR = Annual Percentage RateAPY = Annual Percentage YieldDisclosureLoan Term APR-2016 & Newer APR-2012-2015* 0 - 60 months
as low as 3.29% as low as 3.79% 61 - 75 months
as low as 3.89% as low as 4.39% 76 - 84 months
as low as 4.79% N/A *Please call for rates on model years 2011 or older.
APR = Annual Percentage RateAPY = Annual Percentage YieldDisclosureAPR Cash Rewards Visa
10.65% - 18.00% Travel Rewards Visa
10.65% - 18.00% Simply Visa
9.25% - 18.00% LAUNCH™ Visa
18.00% - 18.00% Visa Business
11.00% - 20.00% APR = Annual Percentage RateAPY = Annual Percentage YieldDisclosureAPR Undergraduate Line of Credit as low as 4.00% Graduate/Business Line of Credit as low as 4.00% Refinance Loan as low as 2.24% APR = Annual Percentage RateAPY = Annual Percentage YieldDisclosureAPR Home Equity Variable
as low as 3.25% Home Equity Fixed
as low as 4.25% APR = Annual Percentage RateAPY = Annual Percentage YieldAPR Personal Loans as low as 7.49% Share and Stock Secured Loans as low as 2.24% Secured Line of Credit as low as 4.00% Unsecured Line of Credit as low as 5.75% APR = Annual Percentage RateAPY = Annual Percentage YieldDisclosureAPR = Annual Percentage RateAPY = Annual Percentage Yield -
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PowerPlus Checking
APY Dividend Rate On balances up to $25,000 2.00% 1.98% On remainder over $25,000 0.25% 0.25% APR = Annual Percentage RateAPY = Annual Percentage YieldDisclosureRewards APY Dividend Rate Regular APY Dividend Rate 60-month term 1.55% 1.54% 1.30% 1.29% 48-month term 1.30% 1.29% 1.05% 1.04% 36-month term 1.10% 1.09% 0.85% 0.85% 24-month term 0.90% 0.90% 0.65% 0.65% 12-month term 0.60% 0.60% 0.50% 0.50% 6-month term 0.45% 0.45% 0.35% 0.35% 3-month term 0.40% 0.40% 0.30% 0.30% 36-month Kid's Certificate
N/A N/A 1.35% 1.34% APR = Annual Percentage RateAPY = Annual Percentage YieldDisclosureAPY Dividend Rate $500,000 and above 0.30% 0.30% $250,000-$499,999 0.25% 0.25% $100,000-$249,999 0.20% 0.20% $25,000-$99,999
0.20% 0.20% $1,000-$24,999
0.10% 0.10% APR = Annual Percentage RateAPY = Annual Percentage YieldDisclosureRainy Day Savings APY Dividend Rate first consecutive 12 months 1.25% 1.24% after first 12 months on balances up to $25,000 2.50% 2.47% on remainder over $25,000 0.25% 0.25% APY Dividend Rate Regular Savings 0.05% 0.05% Health Savings Account 1.50% 1.49% APR = Annual Percentage RateAPY = Annual Percentage YieldDisclosureLoan Term APR - 2016 & Newer APR - 2012 - 2015* 0 - 48 Months
as low as 1.99% as low as 2.49% 49 - 60 Months
as low as 2.49% as low as 2.99% 61 - 75 Months
as low as 2.59% as low as 3.09% 76 - 84 Months
as low as 4.99% N/A *Please call for rates on model years 2011 or older.
APR = Annual Percentage RateAPY = Annual Percentage YieldDisclosureLoan Term APR-2016 & Newer APR-2012-2015* 0 - 48 months
as low as 4.49% as low as 4.99% 49 - 60 months
as low as 4.99% as low as 5.49% 61 - 75 months
as low as 5.09% as low as 5.59% 76 - 84 months
as low as 7.49% N/A *Please call for rates on model years 2011 or older.
APR = Annual Percentage RateAPY = Annual Percentage YieldDisclosureAPR Rewards Visa
10.90% - 19.90% Simply Visa
9.65% - 18.00% LAUNCH™ Visa
18.00% - 18.00% APR = Annual Percentage RateAPY = Annual Percentage YieldDisclosureAPR Home Equity Variable
as low as 3.25% Home Equity Fixed
as low as 4.25% APR = Annual Percentage RateAPY = Annual Percentage YieldAPR Personal Loans as low as 7.49% Share and Stock Secured Loans as low as 2.24% Secured Line of Credit as low as 4.00% Unsecured Line of Credit as low as 5.75% APR = Annual Percentage RateAPY = Annual Percentage YieldDisclosureAPR = Annual Percentage RateAPY = Annual Percentage Yield