Golden Valley

Summer Event Series: Loans & Cones

Join us at the Golden Valley Branch Friday, July 12 at 2 pm - 4 pm for refreshing treats and all things loans!

Providing Convenient Twin Cities Access

The Golden Valley branch serves existing company partner employees and their families
plus : We’ve expanded membership eligibility to include the Twin Cities community through our financial well-being program, Life.Money.You.®



Enrolling in Life.Money.You and becoming a member is easy:
  1. Subscribe to Life. Money. You.® (visit or download the MoneyTracks™ app and complete registration (visit
  2. Apply for a BCU Membership (click "Join Today" below)
  3. To complete the application, please select "I'm associated with a qualifying organization" then select "Life. Money. You.® / MoneyTracks™" in the membership eligibility dropdown menu

 Location: 650 Douglas Drive Golden Valley, MN 55422 


Questions, please reach out to our Golden Valley branch at

Reader's Choice Awards
Thank you for voting BCU ‘Best Credit Union’ 2024

Convenient Credit Union Access

Centrally located in the Twin Cities, just 5 miles from downtown Minneapolis and 16 miles from St. Paul.

Map of Golden Valley

Make your money do more with these limited time offers:

check with a plus sign

PowerPlus™ Checking

Earn up to 8.00% APY1 on balances up to $15,000

Checkmark Up to $20/month in ATM fee refunds1

Checkmark Get your paycheck up to 2 days early1A with direct deposit


Home Loans

Buy or sell and earn $2,239 in cash rewards2  with HomeAdvantage®

Checkmark Connect with a top-performing real estate agent

Checkmark Explore flexible financing options


Home Equity

Switch to a BCU Home Equity Loan or Line of Credit and get up to $250 cash back


Auto Loans

Refinance with BCU and receive $200 cash back

Checkmark Lower your payment and save on interest

Checkmark Terms up to 84 months and no payments for 60 days

Ready to become a member? We’ll make a one-time $1.00 deposit to your Savings account, making you both a member and part-owner of the Credit Union. You and your family can start enjoying the benefits right away! Click below to get started.

Frequently Asked Questions

  • Can my family members join?

    Individuals who are the immediate or extended qualifying family of an existing member related by blood, marriage, fostering, or adoption can join the Credit Union. Eligible family members include spouses, parents, children, siblings, domestic partners, grandchildren, grandparents, aunts, uncles, nieces, nephews, and cousins.

  • Where is the Branch located?

    The Golden Valley Branch is located at 650 Douglas Drive Golden Valley, MN 55422. 

  • Who has access to the Golden Valley Branch?

    The Golden Valley Branch is available to existing Credit Union members, employees of our Company Partners, eligible family members of existing members and subscribers of Life. Money. You.®. This includes all existing Credit Union members listed on our Membership Eligibility page.

  • What if I have or open an account and then move or leave my company?

    Once a member, always a member! The benefits of Credit Union membership will always be available to you and your family, no matter where life takes you. Relocating to a new area? No problem! Changing jobs? The Credit Union goes with you. Retiring? We're Here Today For Your Tomorrow. Our commitment to your financial well-being is truly a lifelong promise. We’re accessible 24 hours a day in all 50 states and abroad using Digital Banking.

  • What services does the Branch provide?

    Branch services and features include account opening, transactions, loans, lobby access, drive-thru, and 24/7 access to cash and check deposits through a full-service ATM.

    Business hours are Mon – Fri 9:00 am – 5:00 pm and Sat 9:00 am – 12:00 pm. 

  • Disclosure


    1. Effective 9/1/2024, the ATM fee reimbursement disclosure below will change. Level 1 ATM surcharge fees will be covered up to $10.00 per month and Level 2 ATM surcharge fees will be covered up to $20.00 per month.

    Membership must be opened between 7/1/2024 and 12/31/2024 to receive this promotional offer. The 3-month introductory period begins the month the membership is opened and ends on the last calendar day of the 4th month. During the 3-month introductory period Level 1 will earn 4.00% APY and Level 2 will earn 8.00% APY. After the 3-month introductory period, balances up to $15,000 will earn the stated higher rate and the portion of the balance over $15,000 will earn the stated lower rate. See rate sheet or website for current rates. The member account must meet all requirements to achieve either Level 1 or Level 2 for all three months to be eligible to receive the respective higher APY.

    To earn monthly dividends and reimbursements of other banks’ ATM surcharge fees up to $5.00 per transaction, your account must meet all three of these requirements to qualify for Level 1 or Level 2. Please note, ATM surcharge fees are covered up to $5.00 per transaction, any remaining ATM surcharge fee over $5.00 will not be reimbursed. Effective 9/1/2024, the reimbursement will change as noted above. Level 1 accounts will be covered up to $10.00 per month and Level 2 accounts will be covered up to $20.00 per month.

    To achieve Level 1, you must have monthly direct deposits totaling at least $1,000 into your PowerPlus Checking account on an ongoing monthly basis, enrollment in eStatements and completion of at least fifteen (15) qualified transactions.

    To achieve Level 2, you must have direct deposits totaling at least $3,000 into your PowerPlus Checking account on an ongoing monthly bases, enrollment in eStatements and completion of at least thirty (30) qualified transactions.

    Qualified transactions include any combination of the following: BCU Debit Card PIN, Debit Card Signature, credit card purchases, Online Bill Pay or ACH payments, which will apply toward the monthly requirements in the month they post to your account. Credit card transactions that post on the last day of the month will be applied toward the following month’s transaction total. Accounts not meeting all monthly requirements will not earn dividends and will not receive reimbursements of other banks’ ATM surcharge fees and will not be eligible for the increased APY offer during the introductory period.

    Rate accurate as of 7/1/2024. The dividend rate and annual percentage yield (APY) may change at any time. Balances up to $15,000 will earn the stated higher rate and the portion of the balance over $15,000 will earn the stated lower rate. See rate sheet or website for current rates. There is no minimum balance required to earn dividends. Dividends are paid monthly and calculated based on the average daily balance method. Fees may reduce earnings.

    PowerPlus Checking is available as a personal account only and is limited to one account per member. When Opted In, if you do not have sufficient available funds in your checking account to clear a presented item, funds may automatically transfer from your savings or money market share and may count towards withdrawal limitations for that savings or money market share (Electronic funds transfers from savings and money market shares, which include overdraft transfers are limited to six per month). Each electronic funds transfer in excess of six per month is subject to a $3 excessive withdrawal fee. See Service Charge and Fee Schedule in Consumer Member Service Agreement for further details. PowerPlus™ Checking is a trademark of BCU.


    2. Average cash rewards calculated based on 152 home closings with a real estate agent in the HomeAdvantage® network of approved agents between 1/1/2023 and 9/18/2023.

    3. A Home Equity Loan or Line of Credit must be transferred to the Credit Union from another financial institution to qualify. Cash back amount will vary by state. GA, WI, AZ, FL, MD, and NY members will receive $200 cash back. All other states will receive $250 cash back. Cash back amount will be deposited into your Credit Union savings or checking account when the loan closes. We will not deposit the cash back amount into an account at another financial institution. Applies to loans up to 80% LTV (loan-to-value). Must take a minimum initial advance of $20,000 in new money in order to be eligible for the cash back offer. Existing Credit Union Home Equity Loans/Lines of Credit and Credit Union First Mortgages do not qualify for this offer..

    4. Mention this offer to your Loan Representative to determine if you qualify to receive the cash bonus. Auto purchase and refinance loans must be funded between 6/1/2024- 9/1/2024 to qualify. Additionally, a minimum loan amount of $10,000 is required to receive this cash bonus. Current BCU loans are not eligible for the cash bonus. May not be combined with any other vehicle promotional offers. The total amount financed may include proceeds for loan protection coverage such as Guaranteed Asset Protection (GAP), Mechanical Repair Coverage (MRC), Prepaid Maintenance and Loan Payment Protection (LPP). The cash bonus will be awarded in the form of a direct deposit to your Credit Union checking or savings account within 3 business days from the funding date of the loan.



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