†To show the rates and offers you may qualify for, we run a soft credit inquiry, which does not impact your credit score. If you decide to proceed with a selected product and submit your application, we’ll then obtain your full credit report. This results in a hard inquiry, which may affect your credit score.
Rates accurate as of 8/1/2026.
*We will review your credit report and the information you provide with your response to confirm that you continue to meet the predetermined criteria for this offer. Based on this review, you may not receive a loan. If approved, your loan will be at least $5,000. We may request additional information for loan amounts greater than the value of the auto used as collateral. Offer expires 7/31/2026.
1. Mention the promo code to your Loan Representative to determine if you qualify to receive the cash bonus. Auto purchase and refinance loans must be funded between 06/1/2026–07/31/2026 to qualify. Additionally, a minimum loan amount of $20,000 is required to receive this cash bonus. Current BCU loans are not eligible for the cash bonus. May not be combined with any other vehicle promotional offers. The total amount financed may include proceeds for loan protection coverage such as Guaranteed Asset Protection (GAP), Mechanical Repair Coverage (MRC), Prepaid Maintenance and Loan Payment Protection (LPP). The cash bonus will be awarded in the form of a direct deposit to your Credit Union checking or savings account within 3 business days from the funding date of the loan.
2. To qualify for a Rewards Rate, you must have two of the following relationships: direct deposit of at least $1,000 per month into a Credit Union checking account; at least $25,000 on deposit with the Credit Union; or a qualifying loan in good standing. Qualifying loans include: Mortgage, Home Equity, Auto, and Credit Card. A qualifying loan must have a current balance and credit cards must have a transaction within the past 30 days. Any Credit Union loan that is not in good standing or delinquent will disqualify you for Rewards Rates. Rewards discount cannot be applied to Mortgages, Credit Cards, Student Loans, and CD and Deposit Secured Lines of Credit.
