†To show the rates and offers you may qualify for, we run a soft credit inquiry, which does not impact your credit score. If you decide to proceed with a selected product and submit your application, we’ll then obtain your full credit report. This results in a hard inquiry, which may affect your credit score.
1Before we approve you for a credit card, we will review your credit and the information you provide with your application to confirm that you continue to meet the predetermined criteria for this offer. Based on this review, you may receive a Visa Signature card, a Visa Platinum card with different benefits, or you may not receive a card. If approved for a Visa Signature card, your credit line will be at least $5,000. If approved for a Visa Platinum card, your credit line will be at least $500.
2APR = Annual Percentage Rate. Rates subject to change. Rates accurate as of 7/1/2026. Offer available on new Cash Rewards Visa® or Simply Visa® accounts only. Existing accounts are not eligible. Travel Rewards+ Visa® accounts are not eligible. If you qualify, all purchases and balance transfers posted to your account during the first 365 days after the account open date, up to your available credit limit, will receive a promotional 0% APR. At day 366, the APR for any remaining promotional balances will increase to the standard APR for purchases and balance transfers, and all subsequent purchases and balance transfers will receive the standard APR for purchases and balance transfers. Balance Transfers may not be used to pay off or pay down any amount you owe to the Credit Union. There is a transaction fee of 3% of the amount of each balance transfer during the first 12 months. All existing payment terms apply.
3The APR will be based on the Prime Rate as published in The Wall Street Journal Money section (Index) plus a margin between 9.65% and 18.65% based on your credit profile. The Annual Percentage Rate is subject to change each time there is a change in the Index and will be effective on the first day of the next statement cycle. The maximum APR is 33.00%.
4If you’re approved for a $5,000+ credit line, you will be issued a Cash Rewards Visa Signature card and you’ll automatically earn 2.0% cash back on qualifying net purchases (purchases less any credits, returns, and adjustments). If you’re approved for less, you will be issued a Cash Rewards Visa Platinum card and you’ll automatically earn 1.5% cash back on qualifying net purchases (purchases less any credits, returns, and adjustments). Cash advances, balance transfers, and checks used to access your account will not earn rewards.
5Offer only available on new accounts. You will receive $200 cash bonus after making purchases totaling at least $1,000 (exclusive of credits, returns and adjustments) that post to your account within 90 days of the account open date. Account must be in good standing to receive the cash bonus. After qualifying, the cash bonus will post to your rebate balance within one billing cycle.
