1. The promotion rate will be applied to memberships opened by 12/31/2026. The 3-month introductory period begins the month the membership is opened and ends on the last calendar day of the 4th month. During the introductory period, Level 1 will earn 4.00% APY and Level 2 will earn 8.00% APY. After the introductory period, balances up to $15,000 will earn the state higher rate and the portion of the balance over $15,000 will earn the stated lower rate. See rate sheet or BCU.org/Legal/Rates for current rates. Rates are accurate as of 7/1/2026. PowerPlusTM Checking is available as a personal account only and is limited to one account per member. To earn monthly dividends and reimbursements of other banks’ ATM surcharge fees up to $20.00 per month, your account must meet all three of these requirements to qualify for Level 1 or Level 2. Please note, Level 1 ATM surcharge fees are covered up to $10.00 per month and Level 2 ATM surcharge fees are covered up to $20.00 per month For complete details see the Product Feature, Service Charge and Fee Disclosure in the Consumer Member Service Agreement. PowerPlusTM Checking is a trademark of BCU.
*Annual Percentage Rate (APY). Dividends earned for first 12 months from membership open date and assume no withdrawal activity during the period. Earning example based on a $15,000 daily average balance. Assumes Level 2 qualification are met with earning 8.00% APY for 3 months after account opening and 4.00% APY for remaining 9 months after account opening. Membership must be opened by 12/31/2026. Level 1 earns 4.00% APY, Level 2 earns 8.00% APY for the first 3 months. After that, balances up to $15,000 earn the higher rate, and over $15,000 earn the lower rate. The 3-month introductory period starts the month the membership is opened and ends on the last day of the 4th month. See rate sheet or website for current rates. All requirements must be met for all three months to qualify for the higher APY. Visit BCU.org/PPC or speak to a representative for more details.
2. Offer only available on new accounts. You will receive 50,000 CURewards bonus points upon making purchases totaling at least $4,000 (exclusive of credits, returns and adjustments) that post to your account within 90 days of your account open date. Account must be in good standing to receive the bonus points. After qualifying, please allow 6-8 weeks for the rewards to post to your rewards balance.
3. APR is Annual Percentage Rate. Published rates are accurate as of 7/1/2026, and subject to change. Offer subject to credit approval. Rate applies to 2026 and newer vehicles with a loan term of up to 75 months (based on credit worthiness), up to 100% LTV (loan to value). Call for rates on older model vehicles. Loan amount will be determined by income and other factors. The rate listed also assumes an automatic payment method and includes a 1.00% discount for having two of the following relationships: direct deposit of at least $1,000 per month or more into your credit union checking account; at least $25,000 on deposit with the credit union; or a loan in good standing. Qualifying loans include mortgage, home equity, auto, and credit card. A qualifying loan must have a current balance and credit cards must have a transaction within the past 30 days. Any Credit Union loan that is not in good standing or delinquent will disqualify you for Rewards Rates. Individual rates may vary based on credit score and other factors. An example of payment terms are as follows: an amount financed of $25,000 with an APR of 4.24% and a term of 75 months would have a monthly payment of $381.34.
4. Promotional rate accurate as of 7/1/2026, and subject to change. Offer available to BCU members, who fund the 9-month certificate with new money. New money is defined as money not on deposit with BCU at or within 30 days, which had not previously been on deposit in the 90 days prior to the opening of the new share. The minimum balance required to open a Certificate Account and obtain the above promotional annual percentage yield (APY) is $500. Certificates with a balance of $0 will be closed 10 days after the open date. The APY is based on the assumption that dividends will remain in the account until maturity. A penalty may be imposed for early withdrawal. Penalty may reduce earnings.
