See if you’re pre-qualified for an Auto Loan. Get My Rate
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Already purchased a car? We'll help lower your payment and save.
Call 888-389-8344.
Buckle up for better rates on a new or used auto loan
Already purchased a car? We’ll help lower your payment and save.
Call 888-389-8344.
Low Rates
Low rates and flexible financing up to 84 months.
Flexible Financing Terms
Choose loan terms up to 84 months and enjoy no payment for the first 90 days.
Quick & Easy Process
A fast and easy application process with check delivered as soon as the next business day.
Looking for more information on loans?
Fill out the form below to have a Loan Representative contact you within 1-2 business days.
By submitting, you agree to receive phone calls or electronic communications for more information by auto-dialer, pre-recorded calls, email, and/or text/SMS messages, from, or on behalf of, BCU, at the information provided. Contact made by BCU will strictly be for the purposes of fulfilling your informational request. If you decide you no longer want to hear from us in future communications, you can opt-out at any time. Simply visit a Service Center or contact us at 800-388-7000 and let us know you no longer want to receive calls or electronic communications.
Auto Payment Calculator
Estimate your monthly payment
Estimated Terms
Monthly Payment
APR as low as
Extended Auto Coverage
Guaranteed Asset Protection (GAP)
Help cover difference of insurance payout (after deductible is met) and loan balance.
Loan Payment Protection (LPP)
Help ensure payments are cancelled in the event of unexpected circumstances.
Mechanical Repair Coverage (MRC)
Reduce the risk of costly repairs. Create or extend warranty for your car.
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Disclosure
1The calculator is a self-help tool used to quickly estimate the loan amount or monthly payment that fits your budget. The information is provided for illustrative purposes only. Rates are subject to change, and your loan terms may vary based on your individual circumstances. APR is Annual Percentage Rate. Published rates are accurate as of 12/1/2024, and subject to change. Offer subject to credit approval. Rate applies to 2024 and newer vehicles with a loan term of up to 75 months (based on credit worthiness), up to 100% LTV (loan to value). Call for rates on older model vehicles. Loan amount will be determined by income and other factors. The rate listed includes an additional .75% APR discount for buying through our Auto Buying Service. To receive this discount, an auto loan must be booked through BCU, and auto purchase must be made at a certified dealer through BCU’s Auto Buying Service purchasing process. The rate listed also assumes an automatic payment method and includes a 1.00% discount for having two of the following relationships: direct deposit of at least $1,000 per month or more into your credit union checking account; at least $25,000 on deposit with the credit union; or a loan in good standing. Qualifying loans include mortgage, home equity, auto, and credit card. A qualifying loan must have a current balance and credit cards must have a transaction within the past 30 days. Any Credit Union loan that is not in good standing or delinquent will disqualify you for Rewards Rates. Individual rates may vary based on credit score and other factors. An example of payment terms are as follows: an amount financed of $25,000 with an APR of 3.59% and a term of 75 months would have a monthly payment of $373.71.
2APR is Annual Percentage Rate. Published rates are accurate as of 12/1/2024, and subject to change. Offer subject to credit approval. Rate applies to 2024 and newer vehicles with a loan term of up to 75 months (based on credit worthiness), up to 100% LTV (loan to value). Call for rates on older model vehicles. Loan amount will be determined by income and other factors. The rate listed also assumes an automatic payment method and includes a 1.00% discount for having two of the following relationships: direct deposit of at least $1,000 per month or more into your credit union checking account; at least $25,000 on deposit with the credit union; or a loan in good standing. Qualifying loans include mortgage, home equity, auto, and credit card. A qualifying loan must have a current balance and credit cards must have a transaction within the past 30 days. Any Credit Union loan that is not in good standing or delinquent will disqualify you for Rewards Rates. Individual rates may vary based on credit score and other factors. An example of payment terms are as follows: an amount financed of $25,000 with an APR of 4.34% and a term of 75 months would have a monthly payment of $382.52.
3A credit report is required to complete your application. By submitting an application, you are voluntarily agreeing to a credit report inquiry. If you opt out of having your credit report pulled, your application will be withdrawn and your request for credit will not be reviewed.