Lock in Rate

A Rate That Follows You Home

For homes that are here today and sold tomorrow, protect your rate with FlexiRateTM

 

Still looking for the perfect house? BCU’s FlexiRate protects your mortgage rate, moving with you from property to property while you house hunt. FlexiRate easily transfers from one property to the next. If rates decrease during this time, you will receive a one-time float down1, to ensure you get the best rate available.

Here's How it Works:

Choose Your Loan

Choose Your Loan

Apply for one of our personalized home loan products and get pre-approved2.

Flexible Options icon

Enjoy Flexible Options

Select a timeframe that works best for you: 
- 90-day rate lock3

- 120-day rate lock4

Best rates icon

Get the Best Rate

Rates go lower than what you locked in? Receive a one-time float down to the current market rate at no additional cost.

"Protecting your pre-approved mortgage with a rate lock prior to finding a property can save you time, help you compete with cash offers and give you peace of mind throughout the house shopping experience. If rates dip, we can 'float down' your pre-approved rate to the current lower rate, saving you money in the process."

Erman Ramos, Regional Manager, Retail Mortgage Sales

Looking for more information? We'd love to hear from you.


Our dedicated home loan experts are here for you every step of the way. See if you qualify today!


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