Packed with conveniences and benefits, you'll earn:
2.00% APY on balances up to $15,0001 and 0.01% APY on balances over $15,0001.
ATM fee reimbursement
Unlimited monthly ATM fee refunds1.
No minimum balance
No minimum balance requirements or monthly maintenance fees.
Complete at least $500 in deposits via Direct Deposit or Deposit Anywhere.
Complete at least 15 of the following transactions each month: BCU debit or credit card purchases, online bill payments, ACH payments or payments to BCU loans.
Get the most from your checking account.
See how PowerPlus Checking compares to other major banks nationwide.
|Financial Institution||Checking Account||Max APY||Monthly Maintenance Fee||Fee for using another ATM||Monthly Refund of ATM Surcharge fees|
|Chase||Premier Plus||0.01%||$25||$2.50 per transaction after the first 4 transactions||None|
|Wells Fargo||Preferred||0.01%||$15||$2.50 per transaction after the first transaction||None|
|Bank of America||Advantage Relationship||0.02%||$25||$2.50 per transaction||None|
|PNC||Virtual Wallet with Performance Speed||0.01%||$15||$3.00 per transaction after the first 4 transactions||Up to $10/month|
|Huntington||25 Interest Checking||0.02%||$25||$3.00||None|
Frequently Asked Questions
If you're already enrolled in Online Banking, log in to your account. In the menu, click Open An Account and then select Open a Checking Account and follow the prompts. If you're not enrolled in Online Banking, contact us.
You will qualify for the new interest rate and every month that you meet the following two requirements:
Monthly deposits of at least $500 made to your PowerPlus™ Checking account via Direct Deposit or Deposit Anywhere
Complete 15 qualifying transactions (BCU debit or credit card purchases, online bill payments, ACH payments or payments to BCU loans) per month
Note: These are the same as the current PowerPlus Checking qualifications. E-statement enrollment will no longer be required; however, we encourage you to go paperless!
PowerPlus checking accounts are limited to one account per member.
The Credit Union offers a variety of checking account options—all with no monthly maintenance fees or minimum balance requirements:
PowerPlus™ Checking—allows you to earn a great dividend rate on balances up to $15,0001, provides unlimited monthly ATM fee refunds and simplified monthly qualifications
Simply Checking™—a basic account for your day-to-day transactions
Minors over the age of 16 are eligible to open a checking account if a parent or legal guardian is listed as the joint account holder on the membership.
Nothing! You’ll automatically be eligible to receive the new benefits upon qualifying each month.
If you don't meet the qualifications, don't sweat it. You won't be penalized, and will continue to enjoy no minimum balance requirements or monthly maintenance fees as well as easy access to your account.
With a qualifying PowerPlus Checking account you’ll enjoy 2.00% APY on balances up to $15,000 and 0.01% APY on the remaining balance over $15,0001. You’ll continue to enjoy no minimum account balance and no monthly account maintenance fees.
All of your account information will remain the same and you can continue using your account without interruption!